If you’re a college student, it’s important to start building your credit early on. And a good and easy way is by getting the right credit card. Having an excellent credit report will make a great difference in your adult life. It will get you better interest rates when you decide to finance a car or a house, rewards like cash back and miles, among other things. Here are the best credit cards for college students of October 2019:
1) Bank of America® Travel Rewards for Students
- No annual fee
- Earn 25,000 bonus points after spending at least $1,000 in purchases within the first three months
- No foreign transaction fees
- 1.5 points per $1 spent on all purchases everywhere
- No blackout dates
- Points never expire
2) Citi Rewards+ Student Card
- No annual fee
- 0% intro APR on purchases for 7 months
- Earn 2,500 bonus points after spending at least $500 within the first three months
- 2 points per $1 spent at supermarkets and gas stations
- 1 point per $1 spent on all other purchases
- Get 10% Points back for the first 100,000 ThankYou Points you reedem per year
3) Capital One Secured MasterCard
- No annual fee, and all the credit building benefits with responsible card use
- Unlike a prepaid card, this Capital One card builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
- You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
- Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
- Easily manage your account 24/7 with online access, by phone or using our mobile app
- It’s a credit card accepted at millions of locations worldwide
Click here to apply.
4) Wells Fargo Cash Back College Card
- No annual fee
- Cell phone protection
- Auto rental collision damage waiver
- 3% cash rewards on gas, grocery and drugstore purchases for the first 6 months
- 1% cash rewards on all other purchases
- 0% intro APR on purchases and balance transfers for 6 months
5) BankAmericard® Credit Card for Students
- No annual fee
- 0% intro APR on purchases and balance transfers for the first 15 months
- $0 Liability Guarantee
- Overdraft protection
- Access your FICO® Score updated monthly for free
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