Are you new to credit and struggling to get a credit card? It might be hard to get one if you don’t have a good score. Therefore, it’s essential to choose the right cards with a higher chance of approval. With proper financial habits, like paying your bills in full and on time, you’ll increase your credit line, and upgrade to a credit card with cash rewards and fewer fees.
1) WebBank / Fingerhut Advantage Credit Account
- No annual fee
- Build your credit history
- Low monthly payments
2) Surge Mastercard
- All credit types welcome to apply!
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $500.00!* (subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere that Mastercard® is accepted
- Free online account access 24/7
- Checking Account Required
3) OpenSky® Secured Visa® Credit Card
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
4) Green Dot primor® Visa® Classic Secured Credit Card
- Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases – with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Helps strengthen your credit with responsible card use. Reports to three national bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
- See additional Green Dot primor® Visa® Classic Secured Credit Card details
5) Discover it Secured
- No annual fee
- Reports to all major credit bureaus
- No late fee on your first late payment
- No overlimit fee
- Zero foreign transaction fees
- 2% cash back in popular categories
- 1% cash back on all other purchases
6) First Access Solid Black Visa Credit Card
- Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM
locations nationwide and online - Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- $300 credit limit (Subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Select your favorite card design from our gallery, for free!
- Online Customer Center available 24 x 7
- Issued by The Bank of Missouri
7) Wells Fargo Cash Back College
- No annual fee
- 0% intro APR on purchases for 6 months
- 3% cash back on gas, grocery and drugstore purchases for the first 6 months
- 1% cash back on all other purchases
- 3% foreign transaction fees
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