Category: Tips

Bank accounts are great assets for users to keep and track their money, while also earning some interest, depending on the type of bank account. They are also safer than simply keeping cash in your wallet. There is a good variety of bank accounts out there, with different fees and transaction limits, therefore it’s crucial […]

In simple terms, a savings account is a bank account that allows you to deposit your money and earn interest on that money. The main reason why the banks can offer you interest is because the banks are able to use your money to loan money to lenders and charge them a much higher interest. […]

Having a checking account is essential for most people. It helps to keep your money safe, facilitates financial transactions, there’s no need to carry cash around, among other benefits. In case you need a loan, it can also be used as proof of income. Here’s what you need to know when opening a checking account: […]

We see so many people getting buried in debt, becoming bankrupt – maybe you’re even one of these people – and then we consider all debt to be bad and that we should avoid it at all costs. However, there are some types of debt which might be good for you to have. So, what’s […]

As a thirty-year-old you’re probably advancing on your career, making plans to buy and move to a new house, or maybe even getting married and having children. It’s during this time that many people make mistakes that can leave them in huge debt or even cause them to file for bankruptcy. Here are the top […]

Food apps and take-outs are easy and convenient, but they can sure burn a hole in your pocket. Not to mention that they’re often unhealthy foods that can make you put on a few pounds. Therefore, having a course of action is essential for people who are on a budget and need to save money, […]

There are many benefits to having a great credit score. For instance, you can get access to rewards credit cards, better insurance rates, and cheaper loans. Apart from the traditional tips like paying your bills on time, and not applying to multiple credit cards at once, there are other less-known ways in which you can […]

Most people freak out when they hear about home improvements since they can be pretty expensive. While some types of remodeling like building a deck or getting a swimming pool can be unnecessary and cost loads of money, there are specific home improvements you can do in your home that will be money well spent. […]

Most people think they need a lot of money to start their own business. Fortunately, this isn’t always the case. You can offer certain services, and start them from the comfort of your own home, without having too many expenses. Here are seven businesses you can start with almost no money: 1) Virtual Assistant Companies […]

Are you looking for a side hustle? Companies often conduct surveys to do market research and measure brand awareness, find new markets, understand their customers, among other things.  They are easy and don’t take too much time to complete, it can be an excellent way to monetize your spare time. However, you should stay away […]

For better or for worse, social media has changed the way we connect to each other. We only need a few clicks to share our information, and one mistake can ruin your career or even your life, or it can also make you a target for cybertheft. Here are six tips to protect yourself on […]

Do you find it hard to create a budget and stick to it? A budget is essential to control your spending and have a healthier financial life. You could use excel spreadsheets, or even the good old pen and paper, but apps make it so much easier to control where your money is going, without […]

Being a freelance worker is not as easy as it seems. It requires lots of discipline, effort, and time management skills. Fortunately, there are a lot of resources available online for only a few bucks, or even for free, so that you don’t have to struggle anymore. Here are the seven best freelance resources: 1) […]

If you ask around what people’s goals are, most of them will say they want to save more money and lose weight. However, it’s a common misconception to think that you need to spend lots of money on diet food and expensive gym memberships. In reality, you can change a few simple habits and live […]

U.S. health care costs have been increasingly rising over the years. That can be worse if you need dental work. The standard health insurance plan does not always cover implants, and they can cost up to $1,500 in the United States. Here are some ways to save money on dental implants: Dental Schools Dental Schools […]

You finally reached retirement, a period of the life that many people consider as “golden years”. However, if you’re not careful, you might end up having money problems if you don’t manage your income well. Here are seven money-saving tips for retirees: 1) Stay Healthy Staying healthy is an important matter for all of us, […]

The Internet made our life so much easier, especially when it comes to financial transactions. By using your bank app, you can, for example, transfer money to someone else without going to the bank. On the other hand, you might also be subject to cybercrime and have fraudulent transactions made with your account, or even […]

Being retired does not mean you can’t work anymore. There are many fun jobs you can do to earn extra income each month, without that much effort in the comfort of your own home. Here are ten easy ways to make money during retirement:  1) Pet Sitter Who doesn’t love cute pets? Now imagine if […]

Buying a car is a goal many people have, but it can be more expensive than you think. Not only will you have to pay for the financing costs, taxes, and maintenance, but also car insurance. Having insurance is not only important in case you’re involved in an accident, but it’s also mandatory in some […]

Is money on your mind all day every day? There’s a high chance it’s because you carry too much debt on things like loans, credit cards, and car payments. Most people do, but some way more than others. This condition might destroy your mental health if you don’t start acting on it right now. However, […]

Buying a house is quite a responsibility, which can be frightening to many people, especially if you are new to this. There are so many things to consider before making the final decision, such as the location, if there are any convenience stores nearby, and how long the commute to work is. If you are […]

Credit cards are great – you can take advantage of benefits like travel points, free airport lounge access, cash back, and much more. However, if you use them wrong, you might end up ruining your credit score, or end up in a massive pile of debt. Here are five credit card habits you should break […]

The best health insurance plan for you will depend on your coverage needs and budget. You should also take into consideration if they have good customer service, policy offerings, and other benefits. Here are the best health insurance companies for 2020: 1) Aetna Aetna is a healthcare insurance company based in Connecticut, founded in 1853. […]

Do you have some things you don’t use lying around your house and need a way to make some extra cash? You can sell these used items and make some money online. With these apps, you can sell your items safely, locally, and without that much effort. Here are the seven best apps to sell […]

Budgeting is not only for people who make too much money or are in debt. On the contrary, it’s a habit everyone should have, instead of always worrying about money and living from paycheck to paycheck. There are many types of budgeting methods, and you should test to find the one that works best for […]

Are you one of those people who say they wish they could do something if only they could afford it? Even though something may seem impossible to achieve, if you create financial goals, plan accordingly, and are disciplined, you are very likely to get almost everything you wish for without getting in a pile of […]

Are you tired of working a 9-5 job and want to have more freedom to do whatever you want, whenever you want it? Getting paid repeatedly for work you did once is a dream many people have, but only a few of them achieve it. Passive income takes discipline and patience to build, but once […]

As a rule of thumb, you should always diversify your income streams and investments since all of them carry some level of risk. On one hand, there are the more widely known investments like bonds, stocks, and mutual funds, but on the other, there’s a world of possibilities that can bring a lot more profit […]

The way you manage your money is crucial for your personal finance. Understanding how to save and spend money will help you build a more comfortable and less stressful life.  The most important step you can take is asking yourself if you really need or want to buy something, and if you can afford it. […]

If you’re in debt, you’re not alone. Most Americans have some type of debt, which is now estimated at around 13.7 trillion dollars in total. There are many downsides to it, like being more emotionally unstable and nervous, stress, and even relationship problems. Did you know that money is one of the biggest reasons why couples […]

Personal finance experts often recommend that everyone should have money reserved for emergencies like an unexpected car or home repair, medical bills, or job loss. High-yielding bank accounts are perfect for that since they’re investments with little to no risk, and you can cash out the money immediately. While most bank accounts pay an average of […]

You don’t have to be rich to travel; it doesn’t matter if you’re visiting your own country or going abroad. Traveling can be expensive, but with a few tips and planning, you can save a lot of money and still have fun. Here are ten easy tips on how you can save money while you’re […]

According to a survey conducted by NFCC, 58% of Americans don’t have a budget and don’t know how much they spend each month. Most people say they’re too busy or simply don’t care. Living paycheck to paycheck is not a healthy way to live life. It can cause you a lot of anxiety, stress, and […]

Even a quick visit to your local grocery store can become pricey if you don’t watch out. Sometimes we walk around the store buying unnecessary items, just because we didn’t plan the shopping accordingly. This behavior can cost you thousands of dollars per year. Fortunately, there are a lot of tricks you can learn to […]

Are you feeling like you’re living paycheck to paycheck and drowning in debt? We all like to purchase things to make our lives more comfortable and practical. The problem is when we, due to lack of knowledge or discipline, buy more than what we can afford and end up in a massive pile of debt. […]

It is widely believed that saving and investing are the same thing. They are not. The main differences lie in the purposes, risks, and returns. Most people stick to only saving because they get overwhelmed with the amount of information they need to do learn before starting to invest. Studying is crucial since some people […]

You might find it more challenging to get approved for a loan or a credit card if you have bad or no credit. But if due to a sudden emergency, like medical expenses or unplanned repairs, you need money as soon as possible, it’s not impossible to get one. There are some simple actions you […]

Do you owe money and don’t know how to pay it off? A debt consolidation loan may be a good option for you. It combines all of your debt into one, more substantial debt. This way, you will pay fewer interest fees and will be more financially organized. Here are the five best debt consolidation […]

Do you want to start 2019 off on the right foot? Learn more about personal finance and money management. Studies show that most Americans struggle with debt and saving money. This is because most people aren’t taught how to manage their money. Struggle no more, it’s simple to manage your money. Here are some personal […]

Having a good credit score can certainly make your life easier. People with good credit benefit by paying less for things like insurance and cars and have a greater chance of getting a good job. If you want these benefits it’s necessary to maintain a good credit rating, and there are many ways you can […]

Do you owe a lot of money and are struggling to pay it off? You are certainly not alone. However, if you are not careful, debt will snowball and become a huge problem. For that reason, it is crucial that you get organized and pay it all off as soon as you can. Here are […]

It’s certainly upsetting getting denied credit, but it could happen to anyone. For that reason, it’s better to know the possible reasons why your application can get rejected so that you can be prepared and increase the chances of getting approved. Most people think that the credit score is the most important thing when it […]

According to the New York Fed, Americans owe an astounding 13 trillion dollars in debt. Therefore, it’s essential to reflect on whether getting a loan is the right path to take and how it will affect you financially in the long run. These are the six key questions you should ask yourself before applying for […]

Did you know that some banks are willing to pay you to become a customer? There’s nothing better than receiving money for something you were likely going to do anyway. To earn this one-time cash reward, you will need to open a savings or checking account – depending on the bank, and follow their requirements. […]

Making poor financial decisions could make you end up in a huge pile of debt. In fact, two out of every five American households owe money. According to the New York Fed, the debt hit a new record of $13 trillion last year. Are you also on debt? Here are some easy tips to help […]

Always be prepared for the worst and hope for the best. You probably believe nothing bad will ever happen to you or to a loved one, but life has a way of changing things in an unexpected way. Having an emergency fund will protect you from going broke and desperate in these situations. Here are […]

This popular three-digit number is an essential tool that lenders, employers, and even landlords use to evaluate whether they’re going to offer you a credit line and how much your interest rate is going to be. Knowing about your score is essential to build or rebuild your credit and to save some money along the […]

In this day and age, there’s no reason why not to look for better deals when shopping. You can easily find the latest prices, special promotions, discount and reviews on your smartphone. We’ve selected the best apps for finding discounts that are worth downloading. 1 – Groupon Groupon is an app that helps you to […]

Managing your money requires discipline and knowledge, and it’s not easy to keep track of all of your expenses and bills if you are not used to it. Fortunately, some apps help to make this task easier. We selected the best phone applications to help you with sticking to a budget, manage your money and […]

Your credit score affects your life more than you think. The three-digit number is often used as an evaluation method by many businesses before they decide whether you are reliable or not. Fixing your credit can make your life easier and cheaper since you get many advantages from having a good credit rating. 1) Better […]