Category: Tips

Most of the time students have a very tight budget. If that’s your case, finding a flexible side-hustle is essential to gain market experience and earn extra cash while you’re studying. Here are the ten online flexible jobs for students: 1) Social Media Manager Are you active on social media like Twitter, Instagram, and Facebook? […]

Do you find it hard to save and invest your hard-earned money? This app that aims to “build the future of banking,” can help you accomplish that task by giving you access to lots of tools. It has great reviews on both the Google Play Store and the Apple App Store. How Does It Work? […]

The majority of people don’t know how to manage their finances well since they weren’t taught how to do it when they were very young. Since these bad spending habits might come from a long time ago, it may seem that they are impossible to change them, but they aren’t. However, it will certainly take some willpower […]

Whether you’re a day trader, swing trader, or another type of investor, choosing the right stock broker is crucial. There are many options for you to pick, but if you’re not careful, you might end up paying more fees than you should. We made a list with the seven best online stock brokers of 2020: […]

No one can accurately predict when the next recession is going to happen, even experienced economists. During this hard economic period, lots of businesses file for bankruptcy, the unemployment rate skyrockets, people stop buying as much, and people lose their homes or vehicles. For that reason, it is necessary to always be prepared for the […]

Keeping track of your credit reports is not only necessary if you want to apply to credit cards or loans, but also to see if your personal information isn’t being used without your knowledge.  Thankfully, you don’t need to pay for a service to check your score if you don’t want to. There are many […]

Having your identity stolen could bring you a lot of stress, like paying for a debt you didn’t make, and potentially ruining your credit score. For this reason, it might be a good idea to invest a few bucks on a service that will alert you when you or your family are being targeted to […]

Some people confuse being frugal with being a cheapskate. Even though these concepts share some similarities, being cheap is not a good alternative to live your life. You’ll likely waste your time only to save a couple of bucks, and not be able to enjoy the experiences having money can provide. On the other hand, […]

A budget can be defined as a plan of revenue and expenses over a certain period of time that should be updated often. If you’re reading this, you probably already read about why you should have a budget and its benefits and took the first step. But are you doing it correctly? Check out the […]

Life is unpredictable, but you can prepare for it. Having an emergency fund is an essential thing you need to have in your life. If you don’t have one you should start it right now, the sooner the better. Here is how you can build an emergency fund: What’s an Emergency Fund? An emergency fund […]

Atom Finance is a finance and portfolio analysis app that helps you analyze stock market investments in order to make better-informed decisions.   There, you will get access to a lot of data in a modern simple, more seamless design on mobile on the App Store or Google Play, and on desktop computers. And it […]

Are you looking to improve your personal finance right now but don’t know how and where to start? Here are six personal finance hacks you need to know: Pay Off High-Interest Debt First Most people get overwhelmed when they try to pay their debt because they don’t know where to start.  While there are many […]

Axos Bank is an online bank that has been in business since 2000. They were previously known as Bank of the Internet USA. Since it doesn’t have physical branches, it offers competitive rates and waives most banking fees. Here’s our review of Axos bank accounts: Essential Checking Account Essential Checking is a perfect account for […]

Are you on the search for a bank with no monthly service fees, no credit checks, and excellent customer service at the reach of your hand? Then you will probably want to check Varo: What’s Varo Bank? Varo is an all-mobile bank (there are no physical branches) founded in 2015. They offer banking services like […]

Is your rent due in a few days, and don’t have enough money to pay for it? These things happen to most of us; there’s nothing to be ashamed of. It’s simple: you either have to cut expenses or make extra money. But do not worry, we made a list with eleven real ways to […]

Acorns is a financial app that allows users to invest their spare change by rounding up transactions to the nearest dollar and then uses the difference as an investment. You have the option to add this amount to an investment portfolio which can either be done automatically or manually by selecting which of the roundups […]

Do you subscribe to a lot of stuff that you hardly ever use? Most people want to get financial peace of mind but don’t know where or even how to start it.  Fortunately enough, there is a service that helps you get rid of those recurring transactions, saving your hard-earned cash automatically. You would be […]

Bank accounts are great assets for users to keep and track their money, while also earning some interest, depending on the type of bank account. They are also safer than simply keeping cash in your wallet. There is a good variety of bank accounts out there, with different fees and transaction limits, therefore it’s crucial […]

In simple terms, a savings account is a bank account that allows you to deposit your money and earn interest on that money. The main reason why the banks can offer you interest is because the banks are able to use your money to loan money to lenders and charge them a much higher interest. […]

Having a checking account is essential for most people. It helps to keep your money safe, facilitates financial transactions, there’s no need to carry cash around, among other benefits. In case you need a loan, it can also be used as proof of income. Here’s what you need to know when opening a checking account: […]

We see so many people getting buried in debt, becoming bankrupt – maybe you’re even one of these people – and then we consider all debt to be bad and that we should avoid it at all costs. However, there are some types of debt which might be good for you to have. So, what’s […]

As a thirty-year-old you’re probably advancing on your career, making plans to buy and move to a new house, or maybe even getting married and having children. It’s during this time that many people make mistakes that can leave them in huge debt or even cause them to file for bankruptcy. Here are the top […]

Food apps and take-outs are easy and convenient, but they can sure burn a hole in your pocket. Not to mention that they’re often unhealthy foods that can make you put on a few pounds. Therefore, having a course of action is essential for people who are on a budget and need to save money, […]

There are many benefits to having a great credit score. For instance, you can get access to rewards credit cards, better insurance rates, and cheaper loans. Apart from the traditional tips like paying your bills on time, and not applying to multiple credit cards at once, there are other less-known ways in which you can […]

Most people freak out when they hear about home improvements since they can be pretty expensive. While some types of remodeling like building a deck or getting a swimming pool can be unnecessary and cost loads of money, there are specific home improvements you can do in your home that will be money well spent. […]

Most people think they need a lot of money to start their own business. Fortunately, this isn’t always the case. You can offer certain services, and start them from the comfort of your own home, without having too many expenses. Here are seven businesses you can start with almost no money: 1) Virtual Assistant Companies […]

Are you looking for a side hustle? Companies often conduct surveys to do market research and measure brand awareness, find new markets, understand their customers, among other things.  They are easy and don’t take too much time to complete, it can be an excellent way to monetize your spare time. However, you should stay away […]

For better or for worse, social media has changed the way we connect to each other. We only need a few clicks to share our information, and one mistake can ruin your career or even your life, or it can also make you a target for cybertheft. Here are six tips to protect yourself on […]

Do you find it hard to create a budget and stick to it? A budget is essential to control your spending and have a healthier financial life. You could use excel spreadsheets, or even the good old pen and paper, but apps make it so much easier to control where your money is going, without […]

Being a freelance worker is not as easy as it seems. It requires lots of discipline, effort, and time management skills. Fortunately, there are a lot of resources available online for only a few bucks, or even for free, so that you don’t have to struggle anymore. Here are the seven best freelance resources: 1) […]

If you ask around what people’s goals are, most of them will say they want to save more money and lose weight. However, it’s a common misconception to think that you need to spend lots of money on diet food and expensive gym memberships. In reality, you can change a few simple habits and live […]

U.S. health care costs have been increasingly rising over the years. That can be worse if you need dental work. The standard health insurance plan does not always cover implants, and they can cost up to $1,500 in the United States. Here are some ways to save money on dental implants: Dental Schools Dental Schools […]

You finally reached retirement, a period of the life that many people consider as “golden years”. However, if you’re not careful, you might end up having money problems if you don’t manage your income well. Here are seven money-saving tips for retirees: 1) Stay Healthy Staying healthy is an important matter for all of us, […]

The Internet made our life so much easier, especially when it comes to financial transactions. By using your bank app, you can, for example, transfer money to someone else without going to the bank. On the other hand, you might also be subject to cybercrime and have fraudulent transactions made with your account, or even […]

Being retired does not mean you can’t work anymore. There are many fun jobs you can do to earn extra income each month, without that much effort in the comfort of your own home. Here are ten easy ways to make money during retirement:  1) Pet Sitter Who doesn’t love cute pets? Now imagine if […]

Buying a car is a goal many people have, but it can be more expensive than you think. Not only will you have to pay for the financing costs, taxes, and maintenance, but also car insurance. Having insurance is not only important in case you’re involved in an accident, but it’s also mandatory in some […]

Is money on your mind all day every day? There’s a high chance it’s because you carry too much debt on things like loans, credit cards, and car payments. Most people do, but some way more than others. This condition might destroy your mental health if you don’t start acting on it right now. However, […]

Buying a house is quite a responsibility, which can be frightening to many people, especially if you are new to this. There are so many things to consider before making the final decision, such as the location, if there are any convenience stores nearby, and how long the commute to work is. If you are […]

Credit cards are great – you can take advantage of benefits like travel points, free airport lounge access, cash back, and much more. However, if you use them wrong, you might end up ruining your credit score, or end up in a massive pile of debt. Here are five credit card habits you should break […]

The best health insurance plan for you will depend on your coverage needs and budget. You should also take into consideration if they have good customer service, policy offerings, and other benefits. Here are the best health insurance companies for 2020: 1) Aetna Aetna is a healthcare insurance company based in Connecticut, founded in 1853. […]

Do you have some things you don’t use lying around your house and need a way to make some extra cash? You can sell these used items and make some money online. With these apps, you can sell your items safely, locally, and without that much effort. Here are the seven best apps to sell […]

Budgeting is not only for people who make too much money or are in debt. On the contrary, it’s a habit everyone should have, instead of always worrying about money and living from paycheck to paycheck. There are many types of budgeting methods, and you should test to find the one that works best for […]

Are you one of those people who say they wish they could do something if only they could afford it? Even though something may seem impossible to achieve, if you create financial goals, plan accordingly, and are disciplined, you are very likely to get almost everything you wish for without getting in a pile of […]

Are you tired of working a 9-5 job and want to have more freedom to do whatever you want, whenever you want it? Getting paid repeatedly for work you did once is a dream many people have, but only a few of them achieve it. Passive income takes discipline and patience to build, but once […]

As a rule of thumb, you should always diversify your income streams and investments since all of them carry some level of risk. On one hand, there are the more widely known investments like bonds, stocks, and mutual funds, but on the other, there’s a world of possibilities that can bring a lot more profit […]

The way you manage your money is crucial for your personal finance. Understanding how to save and spend money will help you build a more comfortable and less stressful life.  The most important step you can take is asking yourself if you really need or want to buy something, and if you can afford it. […]

If you’re in debt, you’re not alone. Most Americans have some type of debt, which is now estimated at around 13.7 trillion dollars in total. There are many downsides to it, like being more emotionally unstable and nervous, stress, and even relationship problems. Did you know that money is one of the biggest reasons why couples […]

Personal finance experts often recommend that everyone should have money reserved for emergencies like an unexpected car or home repair, medical bills, or job loss. High-yielding bank accounts are perfect for that since they’re investments with little to no risk, and you can cash out the money immediately. While most bank accounts pay an average of […]

You don’t have to be rich to travel; it doesn’t matter if you’re visiting your own country or going abroad. Traveling can be expensive, but with a few tips and planning, you can save a lot of money and still have fun. Here are ten easy tips on how you can save money while you’re […]

According to a survey conducted by NFCC, 58% of Americans don’t have a budget and don’t know how much they spend each month. Most people say they’re too busy or simply don’t care. Living paycheck to paycheck is not a healthy way to live life. It can cause you a lot of anxiety, stress, and […]