Category: Tips

Checking accounts are essential assets that most people are often required to have since they’re where their personal financial life will be centered.  With them, you can pay your bills safely and make most of your monetary transactions.  It’s also possible to withdraw money on an ATM or write checks. You can open a checking […]

Being a successful freelancer takes hard work and dedication. You must show you are reliable, and you have what it takes to get the job done! Be patient. It takes some time to build up your reputation and prove your credentials. As your ratings improve, you will gain additional jobs. Some freelancer jobs are up […]

A new option for buyers has been growing in popularity – it’s called “Buy Now Pay Later.” This alternative provides customers a way to pay for products without spending the full amount upfront, but instead pay it in installments. They offer a vast range of items such as furniture, electronics, and even inexpensive products like […]

Paying off your student loans is not easy. Sometimes it can feel downright impossible, especially with all the fees and interest that are tacked on to every payment.  Add in a late fee here and there, and it can seem like you’ll be spending your entire life paying off something that was supposed to lead […]

More often than not, we end up paying for subscriptions or charges that are easily avoidable, and that can add up and become a lot of money by the end of the month. Chime is ideal for you if you want to be a member of an uncomplicated bank account with no hidden fees. Don’t […]

With the Internet, clients now have a great alternative to traditional banking, online bank accounts. Most of them offer amazing benefits, such as paying fewer fees, automatic transfers to savings accounts, and many others. Here are the five best online bank accounts of November 2020: 1) Chime Chime is one of the best online checking […]

Many people work at a certain job they hate and think “if only I had my own business things would be different”. However, being the owner of a company is not what most people think. You might be wondering which one is the best, but the answer is: it depends. There are advantages and disadvantages […]

Leaving cash under the mattress or in the freezer is not a smart choice, and it is not safe either. Checking accounts are great because they help us pay our bills easily from the comfort of your homes or at an ATM, transfer money, pay for products or services using a debit card without the […]

Are you looking for a legit way to earn money online? There are plenty of websites you can work for without having to wait for an eternity to receive your hard-earned cash. Here are legit online jobs that pay daily in 2020: Scribie Scribie is a website that hires people to transcribe audio to text. […]

It is a known fact that being a parent is expensive. It is estimated that American families spend $15,000 on average per kid annually, and $227,000 from birth until they’re 18 years old. However, it is totally possible to lower that cost, save money, and live comfortably even if you don’t have a huge budget. […]

Are you tired of constantly having to worry about money and being broke? Understanding why you constantly don’t have money is the best way for you to take action and change your habits. Here are seven reasons why you’re broke and how to fix them: 1) You Spend Beyond Your Means Have you ever thought […]

The stock market is not only an aggregation of sellers and buyers but risks as well, due to volatility. If you understand how it works, you will have bigger chances of outplaying the risks making a profit, and consequently growing your wealth. This article deals with some useful tips for beginners. Considering them is a […]

When living on a tight budget, saving may seem nearly impossible. All your money is directed towards paying bills, leaving you with little to nothing to save. However, being a low-income earner doesn’t mean that you can’t save. All you need is to trim unnecessary expenses significantly, and this will leave you with something to […]

So you’ve finally decided to materialize your idea and start a new business. However, it is easier said than done. Starting your own company requires lots of planning and research. About 20% of new businesses fail within their first year in the US. Here are the steps you need to take so that it doesn’t […]

The stock market always was and always will be volatile. Especially now, during the Covid-19 crisis, it has been more unstable than ever. However, you should know that it is totally possible to make money in the stock market even during a recession.  What mostly separates the unprofitable and profitable investor is having a diversified […]

The U.S Unemployment benefit is a program jointly funded by the state and federal governments to provide temporary monetary assistance to employees who are between jobs under certain conditions. For example, if you are in a fix because you were fired for no reason or were forced to quit your job, you can apply for […]

Hometap gives you access to your home equity, and you can use the funds for whatever purpose you want. There is no need to take out another loan or drown yourself in more monthly payments. This makes Hometap an attractive option for cash-strapped homeowners. What is Hometap? Hometap was founded in 2017 in the Greater […]

The unemployment rate has skyrocketed in 2020 due to the pandemic, but it has slowly improved in July from 14.7% to 10.2%. While getting a job is not that easy, there are certain things you can do in order to prepare and boost your chances of getting an offer. Below are some job hunting tips […]

If you’re struggling with debt, a debt consolidation loan might be a good idea. With this type of loan, you will be able to pay your current debts, and as a result, you will have only one. This way, you won’t have to make multiple payments, and then you will be more organized, and potentially […]

The vast majority of Americans leave University with a massive chunk of debt. It probably took you years of hard work and sacrifice to finally achieve that milestone, and now you have that extra money available in your budget. Now you are probably wondering what to do after paying your student loans. Here’s what you […]

Many couples who end up divorcing could blame money problems as the reason their marriage couldn’t survive. As a matter of fact, a study conducted by the National Center for Biotechnology Information (NCBI) showed that around 36.1% of couples divorce due to financial problems. The way that men and women could try to avoid this […]

Being successful and having a large bank balance has more to do with the mindset than the money itself. Your small daily choices and actions such as reading a book or learning a new skill rather than wasting a lot of time on social media or in front of the TV matter more than you […]

Many people want to own a home for varied reasons. In addition to the convenience a personal space offers, there’s also the freedom of making changes such as remodeling a room, and the sense of accomplishment. Thinking about buying a home is the easy part. The tough part is materializing your goal. Buying a home […]

You’ve cleared that debt that’s been weighing you down for months, or maybe even years. Congratulations! That’s no easy task. Most people keep promising that they’ll get rid of debt, but they don’t. So you might be wondering, what’s next? It’s easy to relapse into that frustrating debt cycle if you don’t plan for your […]

The majority of people, at least once in their lives, have spent a lot of money on something they can’t afford. When this happens every once in a while, it’s not that big of a problem. The major issue begins when it becomes a habit, because it can bring you many problems in the future, […]

You realized your wallet or your purse went missing, now what? The most common instinct is to panic, but since that won’t help you, it is better to pause for a second and breathe. First of all, be sure that your wallet is no longer with you, that you really lost it. If you found […]

Are you the kind of person who is always looking for coupons, a way to save money, or a way to earn free bonuses? Wouldn’t it be great to earn rewards while grocery shopping? Receipt scanning apps are a fun and cost-saving option for your grocery purchases. Read our review to see if you should […]

Most of the time students have a very tight budget. If that’s your case, finding a flexible side-hustle is essential to gain market experience and earn extra cash while you’re studying. Here are the ten online flexible jobs for students: 1) Social Media Manager Are you active on social media like Twitter, Instagram, and Facebook? […]

Do you find it hard to save and invest your hard-earned money? This app that aims to “build the future of banking,” can help you accomplish that task by giving you access to lots of tools. It has great reviews on both the Google Play Store and the Apple App Store. How Does It Work? […]

The majority of people don’t know how to manage their finances well since they weren’t taught how to do it when they were very young. Since these bad spending habits might come from a long time ago, it may seem that they are impossible to change them, but they aren’t. However, it will certainly take some willpower […]

Whether you’re a day trader, swing trader, or another type of investor, choosing the right stock broker is crucial. There are many options for you to pick, but if you’re not careful, you might end up paying more fees than you should. We made a list with the seven best online stock brokers of 2020: […]

No one can accurately predict when the next recession is going to happen, even experienced economists. During this hard economic period, lots of businesses file for bankruptcy, the unemployment rate skyrockets, people stop buying as much, and people lose their homes or vehicles. For that reason, it is necessary to always be prepared for the […]

Keeping track of your credit reports is not only necessary if you want to apply to credit cards or loans, but also to see if your personal information isn’t being used without your knowledge.  Thankfully, you don’t need to pay for a service to check your score if you don’t want to. There are many […]

Having your identity stolen could bring you a lot of stress, like paying for a debt you didn’t make, and potentially ruining your credit score. For this reason, it might be a good idea to invest a few bucks on a service that will alert you when you or your family are being targeted to […]

Some people confuse being frugal with being a cheapskate. Even though these concepts share some similarities, being cheap is not a good alternative to live your life. You’ll likely waste your time only to save a couple of bucks, and not be able to enjoy the experiences having money can provide. On the other hand, […]

A budget can be defined as a plan of revenue and expenses over a certain period of time that should be updated often. If you’re reading this, you probably already read about why you should have a budget and its benefits and took the first step. But are you doing it correctly? Check out the […]

Life is unpredictable, but you can prepare for it. Having an emergency fund is an essential thing you need to have in your life. If you don’t have one you should start it right now, the sooner the better. Here is how you can build an emergency fund: What’s an Emergency Fund? An emergency fund […]

Atom Finance is a finance and portfolio analysis app that helps you analyze stock market investments in order to make better-informed decisions.   There, you will get access to a lot of data in a modern simple, more seamless design on mobile on the App Store or Google Play, and on desktop computers. And it […]

Are you looking to improve your personal finance right now but don’t know how and where to start? Here are six personal finance hacks you need to know: Pay Off High-Interest Debt First Most people get overwhelmed when they try to pay their debt because they don’t know where to start.  While there are many […]

Axos Bank is an online bank that has been in business since 2000. They were previously known as Bank of the Internet USA. Since it doesn’t have physical branches, it offers competitive rates and waives most banking fees. Here’s our review of Axos bank accounts: Essential Checking Account Essential Checking is a perfect account for […]

Are you on the search for a bank with no monthly service fees, no credit checks, and excellent customer service at the reach of your hand? Then you will probably want to check Varo: What’s Varo Bank? Varo is an all-mobile bank (there are no physical branches) founded in 2015. They offer banking services like […]

Is your rent due in a few days, and don’t have enough money to pay for it? These things happen to most of us; there’s nothing to be ashamed of. It’s simple: you either have to cut expenses or make extra money. But do not worry, we made a list with eleven real ways to […]

Acorns is a financial app that allows users to invest their spare change by rounding up transactions to the nearest dollar and then uses the difference as an investment. You have the option to add this amount to an investment portfolio which can either be done automatically or manually by selecting which of the roundups […]

Do you subscribe to a lot of stuff that you hardly ever use? Most people want to get financial peace of mind but don’t know where or even how to start it.  Fortunately enough, there is a service that helps you get rid of those recurring transactions, saving your hard-earned cash automatically. You would be […]

Bank accounts are great assets for users to keep and track their money, while also earning some interest, depending on the type of bank account. They are also safer than simply keeping cash in your wallet. There is a good variety of bank accounts out there, with different fees and transaction limits, therefore it’s crucial […]

In simple terms, a savings account is a bank account that allows you to deposit your money and earn interest on that money. The main reason why the banks can offer you interest is because the banks are able to use your money to loan money to lenders and charge them a much higher interest. […]

Having a checking account is essential for most people. It helps to keep your money safe, facilitates financial transactions, there’s no need to carry cash around, among other benefits. In case you need a loan, it can also be used as proof of income. Here’s what you need to know when opening a checking account: […]

We see so many people getting buried in debt, becoming bankrupt – maybe you’re even one of these people – and then we consider all debt to be bad and that we should avoid it at all costs. However, there are some types of debt which might be good for you to have. So, what’s […]

As a thirty-year-old you’re probably advancing on your career, making plans to buy and move to a new house, or maybe even getting married and having children. It’s during this time that many people make mistakes that can leave them in huge debt or even cause them to file for bankruptcy. Here are the top […]

Food apps and take-outs are easy and convenient, but they can sure burn a hole in your pocket. Not to mention that they’re often unhealthy foods that can make you put on a few pounds. Therefore, having a course of action is essential for people who are on a budget and need to save money, […]