Digital payments are becoming way more modern, faster, and widely accepted each day. Carrying a lot of bills and coins is no longer necessary if you don’t want to. You can send money to a friend with a touch of a button, even if you don’t have the cash with you, or pay for something […]
Category: Tips
7 Amazing Benefits of Saving Money
Saving money definitely requires some sacrifice and discipline. It is a lot easier to give in to daily impulses, such as buying things just for the momentary pleasure it brings, or going out with friends frequently and getting a huge credit card bill later. However, it’s a known fact that saving money is necessary. But […]
How to Deal With Debt Collectors
If you carry a lot of debt, there’s a big chance you’re familiar with debt collectors calling or sending letters to you multiple times during the day. They might try to intimidate you and use predatory tactics to make you pay what you owe with lots of interest on top of it; therefore, you must […]
How to Negotiate a Better Salary
No one wants to keep the same salary forever. At some point, you’ll likely want a salary raise. You won’t always get raises automatically– sometimes, you have to ask for them. Unless you continuously jump from job to job to pursue higher pay, you will probably have to negotiate better pay at some point. Why […]
How to Teach Teenagers About Money
As a parent, you probably want your son or daughter to learn how to be responsible adults. Most parents focus on teaching how to do chores, do well in school, social skills, etc., but often overlook an important skill – managing money. They should learn about it from an early age so that they become […]
7 Best Part-Time Jobs for Teenagers
The advantages of getting a part-time job as a teenager are plentiful. Teenagers can score extra cash, save up for college, or help their parents out with groceries or other bills. Some teenagers just love getting to fill up some free time where they may otherwise be very bored! Even better, teens can gather up […]
8 Reasons Why Your Budget Isn’t Working
Budgeting is the key to achieving your monetary goals, such as paying all your debt off, buying a car, or retiring early. In other words, having a budget is essential for your financial success. But sometimes, after you start doing it, you might face some struggles. But don’t give up just yet – here are […]
6 Financial Resolutions for 2021
2020 is about to end, so it’s a great time to create goals for the new year that is just around the corner. Most people fail on their resolutions, so it’s essential to set small measurable goals instead of big abstract ones and keep track of your progress throughout the year, not to set yourself […]
10 Ways to Save Money at Restaurants
If you value a nice, relaxing night out at a restaurant filled with good food, you are probably aware that doing so can tend to get very expensive pretty quickly. For those who do not want to skip eating out altogether, there are ways to do so that will make it much more budget-friendly. These […]
10 Reasons Why You Might Be Overpaying for Auto Insurance
Have you ever wondered why you’re paying so much for car insurance? The reality is that not everyone pays the same rate, and depending on the person’s situation, they are likely to pay more for it. Here are some reasons why you might be overpaying for car insurance: You Have Bad Credit If you have […]
10 Simple Ways to Lower Your Electric Bill
Are your monthly utility bills expensive? Most of us don’t realize it, but there are simple, yet efficient ways to lower your electric bill. Here are some things you can try: 1) Consider an Energy Audit There are many things you could be missing in order to save money on your utility bill that only […]
7 Side Hustle Ideas To Earn More Money
Having a side hustle is a great way to complement your income in order to accomplish your financial goals or pay off debt. Here are seven side hustle ideas for you to earn more money: 1) Resell Items To Make a Profit Many people are making a lot of money online by ‘flipping’ cheap or […]
What You Should Know Before Investing
Investing the right way will allow you to get exponential monetary gains and increase your net worth. But if you try to skip the necessary steps, you can also lose most or even all your money. You can avoid this by keeping a few simple things in mind. Before you start investing, you should be […]
7 Best Budgeting Methods You Can Use
There’s no doubt budgeting is crucial if you want to live a healthy, more stable financial life. But how should you actually do that? The reality is that there’s no one size fits all. Here are the seven best budgeting methods you can use: 1) 50/30/20 Budget Rule Also known as the balanced money technique, […]
How to Save Money as a Single Person
There are several pros and cons associated with saving money as a single individual. While being single enables you to decide exactly how you want to spend your cash, you also don’t have a partner who helps you when it comes to out-of-control spending. Being single is awesome from a financial perspective because you’re the […]
How to Deal With Financial Stress
Financial stress is a very real problem for the vast majority of people. Over 60% of people are dealing with financial related stress or have dealt with it at some point in their lives. And like any other stress a person deals with, financial stress can cause a variety of health problems like insomnia and […]
How to Buy a Used Car in 5 Easy Steps
Cars can be expensive especially when you need a large, spacious, or luxury car. At times, buying a used car is a better option than buying a new one, because not only can you save money but also get lower insurance rates and buy a vehicle of your choice. You can buy a used car […]
8 Highest Paying Jobs Without a Degree
Contrary to popular beliefs, many high paying jobs do not require a college degree. Over thirty-six percent of job openings do not require a bachelor’s degree because they prefer skills over qualifications. Several fields treat knowledge and experience as the best qualification for the job. Here are the highest paying jobs without a degree in […]
6 Top Checking Accounts for 2020
Checking accounts are essential assets that most people are often required to have since they’re where their personal financial life will be centered. With them, you can pay your bills safely and make most of your monetary transactions. It’s also possible to withdraw money on an ATM or write checks. You can open a checking […]
How to Be a Successful Freelancer
Being a successful freelancer takes hard work and dedication. You must show you are reliable, and you have what it takes to get the job done! Be patient. It takes some time to build up your reputation and prove your credentials. As your ratings improve, you will gain additional jobs. Some freelancer jobs are up […]
Stoneberry Review – Buy Now Pay Later
A new option for buyers has been growing in popularity – it’s called “Buy Now Pay Later.” This alternative provides customers a way to pay for products without spending the full amount upfront, but instead pay it in installments. They offer a vast range of items such as furniture, electronics, and even inexpensive products like […]
How to Pay Off Your Student Loans Fast in 2020
Paying off your student loans is not easy. Sometimes it can feel downright impossible, especially with all the fees and interest that are tacked on to every payment. Add in a late fee here and there, and it can seem like you’ll be spending your entire life paying off something that was supposed to lead […]
Chime Review 2020: Is Chime For You?
More often than not, we end up paying for subscriptions or charges that are easily avoidable, and that can add up and become a lot of money by the end of the month. Chime is ideal for you if you want to be a member of an uncomplicated bank account with no hidden fees. Don’t […]
6 Best Online Bank Accounts of November 2020
With the Internet, clients now have a great alternative to traditional banking, online bank accounts. Most of them offer amazing benefits, such as paying fewer fees, automatic transfers to savings accounts, and many others. Here are the five best online bank accounts of November 2020: 1) Chime Chime is one of the best online checking […]
Being Your Own Boss vs Being An Employee
Many people work at a certain job they hate and think “if only I had my own business things would be different”. However, being the owner of a company is not what most people think. You might be wondering which one is the best, but the answer is: it depends. There are advantages and disadvantages […]
6 Best Checking Accounts With No Monthly Service Fees
Leaving cash under the mattress or in the freezer is not a smart choice, and it is not safe either. Checking accounts are great because they help us pay our bills easily from the comfort of your homes or at an ATM, transfer money, pay for products or services using a debit card without the […]
10 Legit Online Jobs That Pay Daily in 2020
Are you looking for a legit way to earn money online? There are plenty of websites you can work for without having to wait for an eternity to receive your hard-earned cash. Here are legit online jobs that pay daily in 2020: Scribie Scribie is a website that hires people to transcribe audio to text. […]
7 Essential Budgeting Tips For Parents
It is a known fact that being a parent is expensive. It is estimated that American families spend $15,000 on average per kid annually, and $227,000 from birth until they’re 18 years old. However, it is totally possible to lower that cost, save money, and live comfortably even if you don’t have a huge budget. […]
Why Am I Broke? 7 Reasons Why You’re Broke and How to Fix Them
Are you tired of constantly having to worry about money and being broke? Understanding why you constantly don’t have money is the best way for you to take action and change your habits. Here are seven reasons why you’re broke and how to fix them: 1) You Spend Beyond Your Means Have you ever thought […]
7 Stock Market Investing Tips For Beginners
The stock market is not only an aggregation of sellers and buyers but risks as well, due to volatility. If you understand how it works, you will have bigger chances of outplaying the risks making a profit, and consequently growing your wealth. This article deals with some useful tips for beginners. Considering them is a […]
How to Save Money On a Tight Budget
When living on a tight budget, saving may seem nearly impossible. All your money is directed towards paying bills, leaving you with little to nothing to save. However, being a low-income earner doesn’t mean that you can’t save. All you need is to trim unnecessary expenses significantly, and this will leave you with something to […]
6 Essential Steps to Starting Your Own Business
So you’ve finally decided to materialize your idea and start a new business. However, it is easier said than done. Starting your own company requires lots of planning and research. About 20% of new businesses fail within their first year in the US. Here are the steps you need to take so that it doesn’t […]
6 Financial Tips You Need to Know in a Volatile Market
The stock market always was and always will be volatile. Especially now, during the Covid-19 crisis, it has been more unstable than ever. However, you should know that it is totally possible to make money in the stock market even during a recession. What mostly separates the unprofitable and profitable investor is having a diversified […]
Unemployment Benefits Guide for 2020
The U.S Unemployment benefit is a program jointly funded by the state and federal governments to provide temporary monetary assistance to employees who are between jobs under certain conditions. For example, if you are in a fix because you were fired for no reason or were forced to quit your job, you can apply for […]
Hometap Review 2020 – Is It Worth It?
Hometap gives you access to your home equity, and you can use the funds for whatever purpose you want. There is no need to take out another loan or drown yourself in more monthly payments. This makes Hometap an attractive option for cash-strapped homeowners. What is Hometap? Hometap was founded in 2017 in the Greater […]
Best Job Hunting Tips for 2020
The unemployment rate has skyrocketed in 2020 due to the pandemic, but it has slowly improved in July from 14.7% to 10.2%. While getting a job is not that easy, there are certain things you can do in order to prepare and boost your chances of getting an offer. Below are some job hunting tips […]
7 Best Debt Consolidation Loans of 2020
If you’re struggling with debt, a debt consolidation loan might be a good idea. With this type of loan, you will be able to pay your current debts, and as a result, you will have only one. This way, you won’t have to make multiple payments, and then you will be more organized, and potentially […]
What to Do After Paying Your Student Loans
The vast majority of Americans leave University with a massive chunk of debt. It probably took you years of hard work and sacrifice to finally achieve that milestone, and now you have that extra money available in your budget. Now you are probably wondering what to do after paying your student loans. Here’s what you […]
Essential Money Management Tips For Married Couples
Many couples who end up divorcing could blame money problems as the reason their marriage couldn’t survive. As a matter of fact, a study conducted by the National Center for Biotechnology Information (NCBI) showed that around 36.1% of couples divorce due to financial problems. The way that men and women could try to avoid this […]
10 Simple Habits of Millionaires You Can Form Yourself
Being successful and having a large bank balance has more to do with the mindset than the money itself. Your small daily choices and actions such as reading a book or learning a new skill rather than wasting a lot of time on social media or in front of the TV matter more than you […]
6 Mistakes to Avoid As a First Time Home Buyer
Many people want to own a home for varied reasons. In addition to the convenience a personal space offers, there’s also the freedom of making changes such as remodeling a room, and the sense of accomplishment. Thinking about buying a home is the easy part. The tough part is materializing your goal. Buying a home […]
Must-Do Things After You Become Debt-Free
You’ve cleared that debt that’s been weighing you down for months, or maybe even years. Congratulations! That’s no easy task. Most people keep promising that they’ll get rid of debt, but they don’t. So you might be wondering, what’s next? It’s easy to relapse into that frustrating debt cycle if you don’t plan for your […]
7 Spending Triggers That Make You Spend Money
The majority of people, at least once in their lives, have spent a lot of money on something they can’t afford. When this happens every once in a while, it’s not that big of a problem. The major issue begins when it becomes a habit, because it can bring you many problems in the future, […]
What To Do When You Lose Your Wallet
You realized your wallet or your purse went missing, now what? The most common instinct is to panic, but since that won’t help you, it is better to pause for a second and breathe. First of all, be sure that your wallet is no longer with you, that you really lost it. If you found […]
Fetch Rewards Review – Earn Bonuses By Scanning Receipts
Are you the kind of person who is always looking for coupons, a way to save money, or a way to earn free bonuses? Wouldn’t it be great to earn rewards while grocery shopping? Receipt scanning apps are a fun and cost-saving option for your grocery purchases. Read our review to see if you should […]
10 Best Online Flexible Jobs For Students
Most of the time students have a very tight budget. If that’s your case, finding a flexible side-hustle is essential to gain market experience and earn extra cash while you’re studying. Here are the ten online flexible jobs for students: 1) Social Media Manager Are you active on social media like Twitter, Instagram, and Facebook? […]
Qapital Review – Is Qapital Safe?
Do you find it hard to save and invest your hard-earned money? This app that aims to “build the future of banking,” can help you accomplish that task by giving you access to lots of tools. It has great reviews on both the Google Play Store and the Apple App Store. How Does It Work? […]
How to Break Bad Spending Habits
The majority of people don’t know how to manage their finances well since they weren’t taught how to do it when they were very young. Since these bad spending habits might come from a long time ago, it may seem that they are impossible to change them, but they aren’t. However, it will certainly take some willpower […]
7 Best Online Stock Brokers of 2020
Whether you’re a day trader, swing trader, or another type of investor, choosing the right stock broker is crucial. There are many options for you to pick, but if you’re not careful, you might end up paying more fees than you should. We made a list with the seven best online stock brokers of 2020: […]
How to Recession-Proof Your Finances
No one can accurately predict when the next recession is going to happen, even experienced economists. During this hard economic period, lots of businesses file for bankruptcy, the unemployment rate skyrockets, people stop buying as much, and people lose their homes or vehicles. For that reason, it is necessary to always be prepared for the […]