The Best Credit Cards for Bad Credit of 2019

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credit cards for bad credit

If you are struggling to find a credit card, it’s probably because you have applied for the wrong ones.

There are special credit cards in the market aimed at people with poor or no credit. They usually have fast approval and will help you rebuild your credit score if you use them responsibly.

You can apply to two different types of credit cards. Secured credit cards will require a security deposit to be used as collateral; and unsecured cards, which don’t need any down payment.

We’ve selected and reviewed the best credit cards for people with bad credit:

1) Indigo Platinum Credit Card

  • Previous bankruptcy accepted
  • It reports to all three major credit bureaus
  • Applying won’t affect your credit score
  • Accepted at over 35 million locations worldwide
  • Zero fraud liability

Apply Now on our secure website

2) Capital One Secured Mastercard

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, this Capital One card builds credit when used responsibly, with regular reporting to the three major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first five monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It’s a credit card accepted at millions of locations worldwide

Apply Now on our secure website

3) Surge Mastercard

  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit. See rates, fees, costs, and limitations.)
  • It has a fast and easy application process; results are provided online.
  • Use your card at locations everywhere that Mastercard®is accepted.
  • Free online account access 24/7.

Apply Now on our secure website

4) First Latitude Platinum Mastercard

  • Build your credit
  • No annual fee
  • No minimum credit score required.
  • Quick and easy online application.

Apply Now on our secure website

5) First Access Solid Black Visa Credit Card

  • Manageable monthly payments
  • Reports to all three major credit bureaus
  • Accepted by merchants across the USA and online
  • Checking account required

Apply Now on our secure website

6) OpenSky Secured Visa Credit Card

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all three major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as six months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences and insights from others on our Facebook Fan page. (Search “OpenSky Card” on Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

Apply Now on our secure website

7) Green Dot Primor Visa Classic Secured Credit Card

  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases – with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • It helps to strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Classic Secured Credit Card details

Apply Now on our secure website

8) Total Visa Credit Card

  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Checking Account Required
  • Fast and easy application process, a response is provided in seconds
  • If approved, pay a Program Fee to open your account and access your available credit
  • Manageable Monthly Payments
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!

Apply Now on our secure website

9) Reflex Mastercard

  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit. See rates, fees, costs, and limitations.)
  • Fast and easy application process; results are provided online.
  • Use your card at locations everywhere that Mastercard® is accepted.
  • Free online account access 24/7.

Apply Now on our secure website

10) Kroger Rewards

  • Earn Meaningful Rewards
  • No Credit Check
  • No Overdraft Fees
  • International Usage
  • Card Security

Apply Now on our secure website

Advertorial Disclosure: The content of this post, which was created by our Ad Services team, has not been reviewed, approved, or endorsed by any party mentioned herein.

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