9 Best Secured Credit Cards of 2018 [Updated]

Secured credit cards are excellent options for people with limited or bad credit. It is easier to get accepted, since you need to provide a security deposit, and they help to improve your credit score.

secured credit cards

Check out our best options

Harley-Davidson Visa Secured Card

  • $No annual fee
  • Earn 1 point for every $1 spent
  • Fraud protection
  • H-D™ Visa Free Ride Sweepstake
  • Credit line equal to the security deposit

Discover It Secured

  • No annual fee
  • Double cash back you’ve earned at the end of your first year
  • 2% cash back at restaurants and gas
  • 1% cash back on other purchases

Aeromexico Visa Secured Card

  • 1 mile per $1 dollar spent on purchases
  • Double miles on gas and purchases
  • Complimentary baggage
  • Zero fraud liability
  • $29 annual fee

Capital One Secured Mastercard

  • $29 annual fee
  • No foreign transaction fees
  • Limited/bad credit accepted
  • It helps to build credit

Wells Fargo Secured Card

  • $25 annual fee
  • It helps to build credit
  • Also available for temporary residents
  • 3% foreign transaction fees

LifeMiles Visa Secured Card

  • $0 annual fee for the first year, then it’s $25
  • Earn 1 point per 1 dollar spent
  • Bad/limited credit accepted
  • Earn interest on your security deposit

LANPASS Visa Secured Card

  • $0 annual fee for the first year, then it’s $45
  • Earn 1 point per 1 dollar spent
  • 15,000 Bonus Miles with your first card use
  • Receive a 10% discount on LAN or OneWorld partner purchases

OpenSky® Secured Visa® Credit Card

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

First National Bank Secured Visa

  • Security deposit of from $300 to $5,000
  • You may qualify to receive your deposit back after 11 months
  • Free FICO score each month
  • No annual fee
Advertorial Disclosure: The content of this post, which was created by our Ad Services team, has not been reviewed, approved, or endorsed by any party mentioned herein.

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