Author: Juliana A

MoneyLion is a financial digital platform founded in 2013 as an alternative to traditional banks. Along with their traditional services, such as spending accounts and loans, they also offer a Credit Builder Plus membership program, for $19.99, which can help you boost your credit score more easily. Continue reading for our full MoneyLion review: Roar […]

A money mindset can be defined as a person’s beliefs and attitudes regarding money. It can either be positive or negative. A negative mindset can hold you back and make your relationship with money turn out really bad, and a positive attitude regarding money can drastically improve your life. Here are tips on how to […]

If you’ve just started learning about investments and the stock market, there’s a good chance you’ve heard about dividends at least once in your life. It’s one of the most sought-after passive income streams. But do you know how they work or if they’re worth it? Keep reading to learn more: What are dividends? When […]

If you want to start trading digital coins, such as Bitcoin and Ethereum, you will need to open an account in a cryptocurrency exchange. But should you open a Coinbase account? Keep reading to read our full review: Is Coinbase.com Legit? Yes, it is. Coinbase is headquartered in San Francisco, California, and has been in […]

Unfortunately, personal finance is not something that’s normally taught at schools. As a consequence, the vast majority of the population is not financially literate. Research shows that over 50% of Americans live paycheck to paycheck, and 58% only have $1,000 saved. Another study shows that 75% of the American population believe that they’d be happier […]

Have you overspent this month, and now you’re worried about how to survive the rest of the month? Is it keeping you awake at night and giving you anxiety?  If you’re experiencing this and don’t know what to do, it’s crucial to make the most out of the small amount of money you have available […]

Everyone needs to relax and treat themselves every once in a while for their mental health to keep up with their daily routines without burning out. Many people believe that they need to spend a lot of money to pamper themselves, but that’s not entirely true. There are many ways you can treat yourself on […]

Digital payments are becoming way more modern, faster, and widely accepted each day. Carrying a lot of bills and coins is no longer necessary if you don’t want to. You can send money to a friend with a touch of a button, even if you don’t have the cash with you, or pay for something […]

Saving money definitely requires some sacrifice and discipline. It is a lot easier to give in to daily impulses, such as buying things just for the momentary pleasure it brings, or going out with friends frequently and getting a huge credit card bill later. However, it’s a known fact that saving money is necessary. But […]

If you carry a lot of debt, there’s a big chance you’re familiar with debt collectors calling or sending letters to you multiple times during the day. They might try to intimidate you and use predatory tactics to make you pay what you owe with lots of interest on top of it; therefore, you must […]

No one wants to keep the same salary forever. At some point, you’ll likely want a salary raise. You won’t always get raises automatically– sometimes, you have to ask for them. Unless you continuously jump from job to job to pursue higher pay, you will probably have to negotiate better pay at some point. Why […]

As a parent, you probably want your son or daughter to learn how to be responsible adults. Most parents focus on teaching how to do chores, do well in school, social skills, etc., but often overlook an important skill – managing money.  They should learn about it from an early age so that they become […]

The advantages of getting a part-time job as a teenager are plentiful. Teenagers can score extra cash, save up for college, or help their parents out with groceries or other bills. Some teenagers just love getting to fill up some free time where they may otherwise be very bored! Even better, teens can gather up […]

When you use a debit card, the purchase’s total is discounted directly from your checking account. On the other hand, when you use your credit card, the purchase will be taken from your credit line.  That makes a big difference when it comes to fraud. Most credit cards come with zero fraud liability, but debit […]

Budgeting is the key to achieving your monetary goals, such as paying all your debt off, buying a car, or retiring early. In other words, having a budget is essential for your financial success. But sometimes, after you start doing it, you might face some struggles. But don’t give up just yet – here are […]

2020 is about to end, so it’s a great time to create goals for the new year that is just around the corner. Most people fail on their resolutions, so it’s essential to set small measurable goals instead of big abstract ones and keep track of your progress throughout the year, not to set yourself […]

Once you get into debt, staying in debt is actually quite easy if you’re not careful. Debt can cause a lot of anxiety, and prevent you from building wealth in the near future. Here are the top reasons people stay in debt: Reasons for Debt Gambling, so many different forms, including slot machines, racing, and […]

If you value a nice, relaxing night out at a restaurant filled with good food, you are probably aware that doing so can tend to get very expensive pretty quickly. For those who do not want to skip eating out altogether, there are ways to do so that will make it much more budget-friendly. These […]

Have you ever wondered why you’re paying so much for car insurance? The reality is that not everyone pays the same rate, and depending on the person’s situation, they are likely to pay more for it. Here are some reasons why you might be overpaying for car insurance:  You Have Bad Credit If you have […]

Are your monthly utility bills expensive? Most of us don’t realize it, but there are simple, yet efficient ways to lower your electric bill. Here are some things you can try: 1) Consider an Energy Audit There are many things you could be missing in order to save money on your utility bill that only […]

Having a side hustle is a great way to complement your income in order to accomplish your financial goals or pay off debt. Here are seven side hustle ideas for you to earn more money:  1) Resell Items To Make a Profit Many people are making a lot of money online by ‘flipping’ cheap or […]

Credit cards can be great financial tools when they are used correctly. They offer a variety of different perks, from providing you with free bonuses and rewards when making purchases to helping you increase your credit score. However, there are things you should never do with a credit card. Mismanaging your finances with credit cards […]

Investing the right way will allow you to get exponential monetary gains and increase your net worth. But if you try to skip the necessary steps, you can also lose most or even all your money. You can avoid this by keeping a few simple things in mind. Before you start investing, you should be […]

Not managing your money well could cause you a lot of anxiety and financial hardship. Staying on top of your finances is even more crucial if you’re a low-income earner, since you don’t have a lot of wiggle room for your spending. Here are the top money mistakes made by low-income earners: Living Paycheck to […]

There’s no doubt budgeting is crucial if you want to live a healthy, more stable financial life. But how should you actually do that? The reality is that there’s no one size fits all. Here are the seven best budgeting methods you can use: 1) 50/30/20 Budget Rule Also known as the balanced money technique, […]

There are several pros and cons associated with saving money as a single individual. While being single enables you to decide exactly how you want to spend your cash, you also don’t have a partner who helps you when it comes to out-of-control spending. Being single is awesome from a financial perspective because you’re the […]

Financial stress is a very real problem for the vast majority of people. Over 60% of people are dealing with financial related stress or have dealt with it at some point in their lives.  And like any other stress a person deals with, financial stress can cause a variety of health problems like insomnia and […]

Cars can be expensive especially when you need a large, spacious, or luxury car. At times, buying a used car is a better option than buying a new one, because not only can you save money but also get lower insurance rates and buy a vehicle of your choice.  You can buy a used car […]

Contrary to popular beliefs, many high paying jobs do not require a college degree. Over thirty-six percent of job openings do not require a bachelor’s degree because they prefer skills over qualifications. Several fields treat knowledge and experience as the best qualification for the job. Here are the highest paying jobs without a degree in […]

Checking accounts are essential assets that most people are often required to have since they’re where their personal financial life will be centered.  With them, you can pay your bills safely and make most of your monetary transactions.  It’s also possible to withdraw money on an ATM or write checks. You can open a checking […]

Being a successful freelancer takes hard work and dedication. You must show you are reliable, and you have what it takes to get the job done! Be patient. It takes some time to build up your reputation and prove your credentials. As your ratings improve, you will gain additional jobs. Some freelancer jobs are up […]

A new option for buyers has been growing in popularity – it’s called “Buy Now Pay Later.” This alternative provides customers a way to pay for products without spending the full amount upfront, but instead pay it in installments. They offer a vast range of items such as furniture, electronics, and even inexpensive products like […]

Paying off your student loans is not easy. Sometimes it can feel downright impossible, especially with all the fees and interest that are tacked on to every payment.  Add in a late fee here and there, and it can seem like you’ll be spending your entire life paying off something that was supposed to lead […]

More often than not, we end up paying for subscriptions or charges that are easily avoidable, and that can add up and become a lot of money by the end of the month. Chime is ideal for you if you want to be a member of an uncomplicated bank account with no hidden fees. Don’t […]

With the Internet, clients now have a great alternative to traditional banking, online bank accounts. Most of them offer amazing benefits, such as paying fewer fees, automatic transfers to savings accounts, and many others. Here are the five best online bank accounts of November 2020: 1) Chime Chime is one of the best online checking […]

Many people work at a certain job they hate and think “if only I had my own business things would be different”. However, being the owner of a company is not what most people think. You might be wondering which one is the best, but the answer is: it depends. There are advantages and disadvantages […]

Leaving cash under the mattress or in the freezer is not a smart choice, and it is not safe either. Checking accounts are great because they help us pay our bills easily from the comfort of your homes or at an ATM, transfer money, pay for products or services using a debit card without the […]

Are you looking for a legit way to earn money online? There are plenty of websites you can work for without having to wait for an eternity to receive your hard-earned cash. Here are legit online jobs that pay daily in 2020: Scribie Scribie is a website that hires people to transcribe audio to text. […]

It is a known fact that being a parent is expensive. It is estimated that American families spend $15,000 on average per kid annually, and $227,000 from birth until they’re 18 years old. However, it is totally possible to lower that cost, save money, and live comfortably even if you don’t have a huge budget. […]

Are you tired of constantly having to worry about money and being broke? Understanding why you constantly don’t have money is the best way for you to take action and change your habits. Here are seven reasons why you’re broke and how to fix them: 1) You Spend Beyond Your Means Have you ever thought […]

The stock market is not only an aggregation of sellers and buyers but risks as well, due to volatility. If you understand how it works, you will have bigger chances of outplaying the risks making a profit, and consequently growing your wealth. This article deals with some useful tips for beginners. Considering them is a […]

We all have different things we want to buy or experiences we want to live, like buying a property, a car, or traveling overseas. To achieve those goals, we will need to plan and save some money. Savings accounts are great options for people who want safety and liquidity. But should you have more than […]

When living on a tight budget, saving may seem nearly impossible. All your money is directed towards paying bills, leaving you with little to nothing to save. However, being a low-income earner doesn’t mean that you can’t save. All you need is to trim unnecessary expenses significantly, and this will leave you with something to […]

So you’ve finally decided to materialize your idea and start a new business. However, it is easier said than done. Starting your own company requires lots of planning and research. About 20% of new businesses fail within their first year in the US. Here are the steps you need to take so that it doesn’t […]

You will probably need a checking account for some reason at some point in your adult life. However, the majority of banks charge many fees and impose strict minimum requirements. Thankfully, people now have an alternative to traditional banks, which is Dave. Their motto is “Banking For Humans” and their aim is to make people […]

The stock market always was and always will be volatile. Especially now, during the Covid-19 crisis, it has been more unstable than ever. However, you should know that it is totally possible to make money in the stock market even during a recession.  What mostly separates the unprofitable and profitable investor is having a diversified […]

Upgrade offers a very innovative view when it comes to credit cards and personal loans while offering customer-friendly service and fewer fees and interest. Keep reading to read our full Upgrade review. What bank is Upgrade? Upgrade doesn’t define themselves as a bank, but an online lending platform. However, it has partnerships with Cross River […]

SoFi is not a bank, but they still follow high regulatory and compliance standards while being competitive by offering fewer fees than traditional banks. It was founded in 2011 and has US-based customer service. SoFi is widely known for student loan refinancing and private student loans, but they also offer other products such as personal […]

The U.S Unemployment benefit is a program jointly funded by the state and federal governments to provide temporary monetary assistance to employees who are between jobs under certain conditions. For example, if you are in a fix because you were fired for no reason or were forced to quit your job, you can apply for […]

Online banks and financial institutions are emerging in the market as an alternative to traditional banks, with fewer fees and personalized customer support. A great option to consider is Aspiration, which has a mission to help the world by ‘reforesting the planet as you shop.’ However, Aspiration is not a bank. They can be defined […]