5 Most Dangerous Places to Swipe Your Debit Card

When you use a debit card, the purchase’s total is discounted directly from your checking account. On the other hand, when you use your credit card, the purchase will be taken from your credit line.  That makes a big difference when it comes to fraud. Most credit cards come with zero fraud liability, but debit […]

10 Reasons Why You Might Be Overpaying for Auto Insurance

Have you ever wondered why you’re paying so much for car insurance? The reality is that not everyone pays the same rate, and depending on the person’s situation, they are likely to pay more for it. Here are some reasons why you might be overpaying for car insurance:  You Have Bad Credit If you have […]

5 Things You Should Never do With a Credit Card

Credit cards can be great financial tools when they are used correctly. They offer a variety of different perks, from providing you with free bonuses and rewards when making purchases to helping you increase your credit score. However, there are things you should never do with a credit card. Mismanaging your finances with credit cards […]

Top Money Mistakes Made By Low-Income Earners

Not managing your money well could cause you a lot of anxiety and financial hardship. Staying on top of your finances is even more crucial if you’re a low-income earner, since you don’t have a lot of wiggle room for your spending. Here are the top money mistakes made by low-income earners: Living Paycheck to […]

8 Highest Paying Jobs Without a Degree

Contrary to popular beliefs, many high paying jobs do not require a college degree. Over thirty-six percent of job openings do not require a bachelor’s degree because they prefer skills over qualifications. Several fields treat knowledge and experience as the best qualification for the job. Here are the highest paying jobs without a degree in […]

Stoneberry Review – Buy Now Pay Later

A new option for buyers has been growing in popularity – it’s called “Buy Now Pay Later.” This alternative provides customers a way to pay for products without spending the full amount upfront, but instead pay it in installments. They offer a vast range of items such as furniture, electronics, and even inexpensive products like […]

6 Best Online Bank Accounts of November 2020

With the Internet, clients now have a great alternative to traditional banking, online bank accounts. Most of them offer amazing benefits, such as paying fewer fees, automatic transfers to savings accounts, and many others. Here are the five best online bank accounts of November 2020: 1) Chime Chime is one of the best online checking […]

6 Best Checking Accounts With No Monthly Service Fees

Leaving cash under the mattress or in the freezer is not a smart choice, and it is not safe either. Checking accounts are great because they help us pay our bills easily from the comfort of your homes or at an ATM, transfer money, pay for products or services using a debit card without the […]

Why Am I Broke? 7 Reasons Why You’re Broke and How to Fix Them

Are you tired of constantly having to worry about money and being broke? Understanding why you constantly don’t have money is the best way for you to take action and change your habits. Here are seven reasons why you’re broke and how to fix them: 1) You Spend Beyond Your Means Have you ever thought […]

Is it a good idea to have multiple savings accounts?

We all have different things we want to buy or experiences we want to live, like buying a property, a car, or traveling overseas. To achieve those goals, we will need to plan and save some money. Savings accounts are great options for people who want safety and liquidity. But should you have more than […]

Dave Checking Account Review – Is it good?

You will probably need a checking account for some reason at some point in your adult life. However, the majority of banks charge many fees and impose strict minimum requirements. Thankfully, people now have an alternative to traditional banks, which is Dave. Their motto is “Banking For Humans” and their aim is to make people […]

6 Financial Tips You Need to Know in a Volatile Market

The stock market always was and always will be volatile. Especially now, during the Covid-19 crisis, it has been more unstable than ever. However, you should know that it is totally possible to make money in the stock market even during a recession.  What mostly separates the unprofitable and profitable investor is having a diversified […]

Upgrade Card Review – Is it legit?

Upgrade offers a very innovative view when it comes to credit cards and personal loans while offering customer-friendly service and fewer fees and interest. Keep reading to read our full Upgrade review. What bank is Upgrade? Upgrade doesn’t define themselves as a bank, but an online lending platform. However, it has partnerships with Cross River […]

SoFi Money Review – Is It Right For You?

SoFi is not a bank, but they still follow high regulatory and compliance standards while being competitive by offering fewer fees than traditional banks. It was founded in 2011 and has US-based customer service. SoFi is widely known for student loan refinancing and private student loans, but they also offer other products such as personal […]

Aspiration Spend and Save Review 2020

Online banks and financial institutions are emerging in the market as an alternative to traditional banks, with fewer fees and personalized customer support. A great option to consider is Aspiration, which has a mission to help the world by ‘reforesting the planet as you shop.’ However, Aspiration is not a bank. They can be defined […]

What to Do After Paying Your Student Loans

The vast majority of Americans leave University with a massive chunk of debt. It probably took you years of hard work and sacrifice to finally achieve that milestone, and now you have that extra money available in your budget. Now you are probably wondering what to do after paying your student loans. Here’s what you […]

Essential Money Management Tips For Married Couples

Many couples who end up divorcing could blame money problems as the reason their marriage couldn’t survive. As a matter of fact, a study conducted by the National Center for Biotechnology Information (NCBI) showed that around 36.1% of couples divorce due to financial problems. The way that men and women could try to avoid this […]

Why You Should Open a High-Yield Savings Account?

A study conducted by Bankrate showed that only 23% of Americans have an emergency fund. That is a very alarming fact, since having a rainy day fund is crucial for a person’s financial wellbeing. You can put your funds in many types of investments for this type of financial goal, such as certificates of deposit, […]