As a driver, you know that car insurance can be expensive. You also know that it’s essential to have it. But why is your car insurance so high? We’ll go over the different factors that affect how much you pay for auto coverage. A bad driving record One of the biggest factors in determining how […]
Author: Juliana A
7 Signs You May Have a Shopping Addiction
Shopping addiction is an issue that can be hard to deal with. You can feel like you’re doing the right thing for yourself, but if you don’t understand what’s going on inside your brain, the problem can get worse. In this post, we’ll discuss some signs and symptoms of shopping addiction so you can start […]
7 Travel Hacks that Will Save You Money
Traveling is fun, but it can also be expensive. If you’re trying to save money on your next trip, here are some tips for saving on everything from accommodations to transportation: Try to find – and stick with – an airline that has a rewards program If you’re looking for an airline with a rewards […]
Top Financial Tricks You Shouldn’t Fall For
When it comes to personal finance, there are a lot of tricks that people use to save money and make more. Some of them are helpful, while others can be damaging in the long run. In this article, we’ll explore some common financial tricks you shouldn’t fall for: Paying the minimum amount due on your […]
What does a realistic budget look like?
Budgeting is one of the most important financial skills you can learn. It allows you to plan for your future, manage your finances and make sure you can cover all of your expenses each month. The best way to start budgeting is by creating a realistic budget that works for your lifestyle and situation. In […]
The 7 Best Credit Cards of 2022
With banks constantly trying to outdo each other by offering better credit card rewards and perks, it is important to do some research before settling on a single option. In this guide, we will look at some of the top options on the market today, including those from Chase, Citi, Wells Fargo, and more! Best […]
How to Build Wealth at Any Age
Lotteries, inheritances, and successful businesses are a few ways people become wealthy. But did you know that is another way? That is, start saving and investing early. People who save and invest early in life tend to develop habits that last a lifetime, allowing them to accumulate money. You do not need a six-figure income […]
7 Uncomplicated Ways to Retire Rich
Retirement is supposed to be the time when you enjoy life. But if you’re not careful, retirement can also be when you run out of money. There have been many stories of people who retired only to find that they didn’t have enough money to last as long as they’d hoped. These stories are often […]
7 Ways to Earn Cash Back on Gas
There’s no better way to save money than by earning cash back on the daily products and services you use. But it’s especially beneficial regarding gas and car maintenance because these expenses can be unpredictable. If you’re looking for extra cash on your next fill-up, here are some ways to earn cash back on gas. […]
6 Ways on How to Get a Great Deal on a House
A house is one of the most significant financial decisions a person can make. Getting it right the first time is essential, or you could be stuck with a property that doesn’t meet your needs for years. Here are six ways on how to get a great deal on buying a house: 1. Do Your […]
7 Ways to Earn Money While Traveling
Many people dream of being able to travel to multiple destinations, but they’re afraid of not being able to afford it. To travel long-term, you’ll obviously have to do some planning and have money for emergencies, especially if you’re not in your own country. However, you can also earn some extra cash while you’re on […]
6 Ways to Boost Your Savings Before You Retire
It is always good to have some savings before retiring so that when the time to stop working comes, you won’t be so worried about your money. After all, you never know when an emergency may come up, and you will need funds. It is essential to have some cash to fall back on to […]
7 Easy Ways to Earn Free Crypto in 2022
Everyone loves to earn side income, especially the type that can increase in value over time. And with crypto, you don’t have only to buy them with money to be a holder. You can earn them by doing multiple things, such as performing tasks and other things. Here are seven easy ways to make free […]
How to Apply for a Credit Card
If you’re new to credit cards, applying for the first time can seem overwhelming, but it is not. However, there are a few things you need to know before applying in order to increase the probability of getting approved. For example, you should not try to apply for many cards at once, or it will […]
Best Places to Keep Your Emergency Fund
Having an emergency fund is essential so that you’re not constantly worried about spending money. Without it, you’re more likely to have to resort to high-interest loans or borrow money from friends and family in the event of an emergency. Here are the best places to keep your emergency fund: High-Yield Savings Account Most people […]
How to be a Cheapskate – The Right Way!
There is a fine line between being frugal and being a cheapskate. It is mainly caused by the negative connotation people usually label the word ‘cheapskate’ with. Now that we are talking about it, is there ever a time when being a cheapskate had a positive effect than a negative? The answer is yes! Below […]
Painless Ways for Seniors to Save Money
Every senior can benefit from some savings; we’ve put this list together of ways seniors can save money easily. Whether it be your heating costs or your internet bill, there are many ways to stretch those dollars out and stay in the black. Check out the tips below, and start saving today. 1. Check your […]
7 Small Expenses That Are Ruining Your Budget
Do you struggle with money every month and live paycheck to paycheck? If you answered yes to this question, it is probably a good idea to take a look at your budget. There are certain things you might be spending or buying that you are not consciously aware of, which can deeply hurt your budget […]
6 Money Secrets of Self-Made Millionaires
Becoming a millionaire is certainly not easy, but it’s certainly possible. To become one, you will need to start thinking and behaving like one. The vast majority of them think and have different habits than the average person, especially when it comes to wealth. Here are six money secrets of self-made millionaires: They Know The […]
Tips to Reduce Your Debts Before You Retire
Retiring is an exciting time in life! However, you don’t want to stress about your finances. A plan of action now to help you reduce your debts before you retire is highly recommended, and it can ensure you retire when you want to with money for bills and leisure time. Here are some tips on […]
7 Companies That Look at Your Credit Report
When you need a car loan or a credit card, most companies will want to check your credit report. If you’ve made some mistakes and have bad debt, it can be hard to get more loans for many years. But what about all the other companies that look at it? Surprisingly, there are quite a […]
What You Should Do When You Max Out Your Credit Cards
Maxing out a credit card can be an extremely frustrating and stressful situation for anyone. It’s a situation that can make most people feel highly uncertain as well. Maxing out a credit card, in a nutshell, involves getting to your specific credit limit. It can be problematic due to the fact that it often calls […]
The Ultimate Guide to Financial Advisors
A financial advisor is a person who provides advice on investing, savings, retirement planning, taxes, or insurance to allow an individual or business to reach their financial goals. Advisors are typically paid for these services through commissions based on the products they sell (often mutual funds), fees based on the dollar amount of assets under […]
7 Amazing Apps That Pay You To Walk
Are you looking for ways to be more active and earn some extra money at the same time? The good news is that there are some apps that will actually pay you just for walking or for doing other physical activities. If you want, you can download more than one app at the same time […]
How to Live Off Of Minimum Wage
The federal minimum wage is currently $7.25. That may not seem like a lot, but there are things you can do to make sure your dollar stretches further. Here are tips on how to live off of minimum wage: Try Minimalism Take a look around you. What do you have lying around? How many of […]
7 Things People Waste Money On
Are you struggling to save money? Then you’re not alone; studies show that most Americans struggle to set aside as little as $1,000 for emergencies. However, there are small changes you can make in your daily life to start saving without making that much effort. For example, there are plenty of things people spend money […]
Ways to Never Pay Full Price For Anything
Life is more expensive than ever. It can be tough to make ends meet each month. If you have a tough time covering your bills, such as rent, your groceries, transportation, utilities, entertainment, and everything else along those lines, you should look into all of the money-saving options that may be right in front of […]
Quick, Simple Fixes to Boost Your Home’s Value
Being a homeowner involves many responsibilities. You have to be a good neighbor and maintain the exterior of your property, and practice good safety measures to keep the interior of your home safe for you and your family. Both of these take continuous upkeep and, often, a fairly large amount of money. As such, many […]
10 High-Paying Jobs You Can Get With a 2-Year Degree
The vast majority of high-paying jobs require some type of qualification. And when most people think about qualifications, they think about a bachelor’s degree. However, a four-year college degree can be very costly and time-consuming. Also, it’s not the only option you have if you want to get certified and get a high-paying job. Continue […]
7 Best Free Streaming Services to Watch Movies and TV
Many people enjoy watching movies for entertainment or just as a way to pass time instead of going out. However, we recognize that not everyone has the financial means, or just doesn’t want to spend a lot of money to subscribe to a premium website. Therefore, we listed the best free streaming services to watch […]
The Hidden Costs of Being a Freelancer
Working as a freelancer is a great way to work a flexible job that fits in with you, your family, and your lifestyle. Having the freedom to decide your own hours, and how much you work, is a huge reason many people go into freelancing. That being said, there are some negatives to switching from […]
5 Habits of Successful Investors
To be a successful investor means getting to a point where you have a remarkable ability to build wealth. However, it’s important to keep in mind that not every investor is made equal because each individual has different financial goals and profiles. For example, you might want to invest in real estate, own land, develop […]
The Best Personal Finance Podcasts in 2021
Personal Finance podcasts are in high demand lately, with many people more aware of their finances than ever before. So whether you’re looking for tips and tricks or just to get inspired to save a few extra dollars, then here are the best podcasts to press play on. The Fifteen Minute Financial Advisor Podcast This […]
Ways to Stay Happy On a Tight Budget
Regardless of the cause, living with financial constraints can be stressful. While there may not be much we can do to change our overall situation, there are many things we can do to create a more positive environment. With a little bit of creativity and effort, we can find ways to bring happiness into our […]
Resume Tips That Will Help You Get Hired
A resume is a key to landing an interview and, subsequently, a job for many of us. It’s our way of telling potential employers what we bring to the table and how we can solve their problems. And while there are plenty of tips out there on how to get noticed by recruiters, not all […]
5 Signs You Might Be Going Towards A Financial Disaster
It feels terrible to be hit with a financial challenge that you never saw coming. You could have the best of intentions when you try to manage your money, and you could still end up in a financial disaster if you’re not careful. The best way to avoid it is to know the warning signs […]
Best Tips For Investing in Your 30s
There is no doubt that life in your 30s is a bit different from in your 20s. As you get older, there are other financial considerations that you need to take into account. While you may have already made many financial mistakes when you were younger, there are still a few things that could be […]
How to Save a Down Payment for a House
Buying a new house is an exciting prospect! A home is likely to be the largest purchase you ever make. The place we live impacts our self-image, sense of stability, and financial security, so navigating the home-buying process with maturity and financial savvy is essential. Generally speaking, the more money you’re able to pay upfront […]
Top 10 Hobbies That Are Cheap and Fun
Are you looking for a new hobby or a way to pass the time while you’re bored but don’t want to break the bank? Doing exciting things does not always require lots of money. There is plenty of stuff you can do for free or next-to-nothing. Here are ten hobbies that are cheap and fun: […]
How Much Rent Can I Afford?
If you can’t or are unsure about buying a home, it might be a good idea to rent instead. However, to not go broke, you should first do the math to see if you can afford the monthly payments. Continue reading to find out how much rent you can afford: When Should You Rent? Many […]
What is Dogecoin?
Cryptocurrencies and decentralized finance or De-Fi have been all over the news lately, with a special mention to Dogecoin, which has shot up an impressive 500% in value in January 2021. The price increase was mainly due to social media hype, such as tweets made by Tesla, SpaceX, and others. Continue reading to find out […]
7 Best Credit Cards for Bad Credit of 2021
Do you have bad credit? You can still get a credit card even in that situation, and it can potentially help to improve your score. However, it’s essential to use it responsibly, paying in full, on time. Here are the seven best credit cards for bad credit of 2021: 1) The OpenSky Secured Visa Credit […]
How to Start Investing in Stocks For Beginners
If you’re a beginner investor and want to buy some stocks, it can certainly seem intimidating at first. Unlike savings accounts and most other types of conservative investments, the stock market is volatile, which means you can lose or gain money relatively quickly. However, you should not look at the stock market as a get-rich-quick […]
TMRC: Texas Mineral – Is TMRC a good buy?
If you’re an investor and want to diversify your portfolio and profit from the rare minerals boom due to its increase in demand all over the world, there are many ways you can do that. One way is to buy shares of Texas Mineral Resources. But is TRMC a good buy? Continue reading to find […]
LYSCF: Lynas – Is it a Good Buy?
Are you an investor looking to diversify your portfolio with promising stock? It might be a good idea to start investing in rare earth mining companies. Due to its several uses, there has been an increase in demand for these elements. There are various ways to start investing in rare earths, and one of them […]
How to Invest in Rare Earths
Rare Earths is one big sector in the economy that has been increasing in demand and therefore has gained a lot of attention over the globe in the last few years. The reason for this growth is because these elements are crucial for the production of various high-tech products, military aircraft, and gadgets. You can […]
What Are Rare Earths?
Rare earths are not as commonly talked about as other elements like oxygen, carbon, or nitrogen, but scientists have been studying these elements for decades due to their impressive magnetic, heat-resistant, and conductive properties. In fact, we’re surrounded daily by devices and products made with rare-earths elements, such as smartphones, batteries, and digital cameras. Over […]
What is Cardano?
Cardano is a peer-reviewed blockchain created by one of the co-founders of Ethereum, Charles Hoskinson and Jeremy Wood, in 2017. As of today, it is maintained by three organizations, which are The Cardano Foundation, IOHK, and Emurgo. Its main goal is to overcome current issues other cryptocurrencies have, such as being slow or scalable. How […]
What is Ethereum?
After the creation of Bitcoin and the blockchain in 2009, many other cryptocurrencies and technologies appeared. Ethereum is believed to be one of the most promising ones available today. But do you know how it works? What is Ethereum, and How Does It Work? Ethereum is a blockchain-based open software platform created by Vitalik Buterin […]
What is Bitcoin?
Since its creation, Bitcoin has accumulated a lot of debate around the world. There is often a big hype behind this cryptocurrency, which made some people rich and left others bankrupt due to its high price fluctuation. However, you can still make a lot of money with this digital currency. But what is Bitcoin, after […]