What You Should Do When You Max Out Your Credit Cards

Maxing out a credit card can be an extremely frustrating and stressful situation for anyone. It’s a situation that can make most people feel highly uncertain as well. Maxing out a credit card, in a nutshell, involves getting to your specific credit limit. It can be problematic due to the fact that it often calls […]

The Ultimate Guide to Financial Advisors

A financial advisor is a person who provides advice on investing, savings, retirement planning, taxes, or insurance to allow an individual or business to reach their financial goals. Advisors are typically paid for these services through commissions based on the products they sell (often mutual funds), fees based on the dollar amount of assets under […]

Quick, Simple Fixes to Boost Your Home’s Value

Being a homeowner involves many responsibilities. You have to be a good neighbor and maintain the exterior of your property, and practice good safety measures to keep the interior of your home safe for you and your family.  Both of these take continuous upkeep and, often, a fairly large amount of money. As such, many […]

10 High-Paying Jobs You Can Get With a 2-Year Degree

The vast majority of high-paying jobs require some type of qualification. And when most people think about qualifications, they think about a bachelor’s degree.  However, a four-year college degree can be very costly and time-consuming. Also, it’s not the only option you have if you want to get certified and get a high-paying job. Continue […]

7 Best Free Streaming Services to Watch Movies and TV

Many people enjoy watching movies for entertainment or just as a way to pass time instead of going out. However, we recognize that not everyone has the financial means, or just doesn’t want to spend a lot of money to subscribe to a premium website. Therefore, we listed the best free streaming services to watch […]

What is Dogecoin?

Cryptocurrencies and decentralized finance or De-Fi have been all over the news lately, with a special mention to Dogecoin, which has shot up an impressive 500% in value in January 2021. The price increase was mainly due to social media hype, such as tweets made by Tesla, SpaceX, and others. Continue reading to find out […]

How to Start Investing in Stocks For Beginners

If you’re a beginner investor and want to buy some stocks, it can certainly seem intimidating at first. Unlike savings accounts and most other types of conservative investments, the stock market is volatile, which means you can lose or gain money relatively quickly. However, you should not look at the stock market as a get-rich-quick […]

What Are Rare Earths?

Rare earths are not as commonly talked about as other elements like oxygen, carbon, or nitrogen, but scientists have been studying these elements for decades due to their impressive magnetic, heat-resistant, and conductive properties.  In fact, we’re surrounded daily by devices and products made with rare-earths elements, such as smartphones, batteries, and digital cameras.  Over […]

What is Cardano?

Cardano is a peer-reviewed blockchain created by one of the co-founders of Ethereum, Charles Hoskinson and Jeremy Wood, in 2017. As of today, it is maintained by three organizations, which are The Cardano Foundation, IOHK, and Emurgo. Its main goal is to overcome current issues other cryptocurrencies have, such as being slow or scalable.  How […]

What is Ethereum?

After the creation of Bitcoin and the blockchain in 2009, many other cryptocurrencies and technologies appeared. Ethereum is believed to be one of the most promising ones available today. But do you know how it works? What is Ethereum, and How Does It Work? Ethereum is a blockchain-based open software platform created by Vitalik Buterin […]

What is Bitcoin?

Since its creation, Bitcoin has accumulated a lot of debate around the world. There is often a big hype behind this cryptocurrency, which made some people rich and left others bankrupt due to its high price fluctuation. However, you can still make a lot of money with this digital currency. But what is Bitcoin, after […]

How Good is MoneyLion? – MoneyLion Review 2021

MoneyLion is a financial digital platform founded in 2013 as an alternative to traditional banks. Along with their traditional services, such as spending accounts and loans, they also offer a Credit Builder Plus membership program, for $19.99, which can help you boost your credit score more easily. Continue reading for our full MoneyLion review: Roar […]

7 Best Personal Finance Books for 2021

Unfortunately, personal finance is not something that’s normally taught at schools. As a consequence, the vast majority of the population is not financially literate. Research shows that over 50% of Americans live paycheck to paycheck, and 58% only have $1,000 saved. Another study shows that 75% of the American population believe that they’d be happier […]

5 Most Dangerous Places to Swipe Your Debit Card

When you use a debit card, the purchase’s total is discounted directly from your checking account. On the other hand, when you use your credit card, the purchase will be taken from your credit line.  That makes a big difference when it comes to fraud. Most credit cards come with zero fraud liability, but debit […]

10 Reasons Why You Might Be Overpaying for Auto Insurance

Have you ever wondered why you’re paying so much for car insurance? The reality is that not everyone pays the same rate, and depending on the person’s situation, they are likely to pay more for it. Here are some reasons why you might be overpaying for car insurance:  You Have Bad Credit If you have […]