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    10 Best Low Interest Credit Cards (May 2019)

    There are many credit card options in the market, with a wide variety of benefits and charges. Some issuers offer great 0% intro APR periods, low rates, and additional benefits, while others may charge a high APR rate – which can reach 30% or more. This is why it is essential to research before applying for a credit card.

    Here are the ten best low interest credit cards:

    1) Citi Simplicity Card

    • 0% intro APR on purchases and balance transfers for 21 months, then it’s 16.24%-26.24%, depending on your creditworthiness
    • No late fees
    • No penalty rates
    • No annual fee
    • 3% foreign transaction fee
    • 5% cash advance fee

    2) U.S. Bank Visa Platinum Card

    • No annual fee
    • 0% intro APR on purchases and balance transfers for 20 months, then it’s 14.74%-25.74%
    • Cell phone protection
    • Fraud protection
    • Choose your payment date
    • 24/7 account access

    3) Chase Freedom

    • 0% intro APR on purchases and balance transfers for 15 months, then it’s 17.24-25.99%
    • No annual fee
    • 5% cash back in bonus categories, 1% cash back on all other purchases
    • Contactless – just tap to pay
    • Earn a $150 cash bonus after spending at least $500 on purchases within the first 3 months

    4) Wells Fargo Propel American Express Card

    • No annual fee
    • Points do not expire
    • 0% intro APR on purchases and balance transfers for 12 months, then it’s 16.24-27.24%
    • No foreign currency conversion fees
    • Earn 30,000 bonus points after spending at least $3,000 in purchases within the first 3 months
    • 3 points per dollar spent on gas, flights, hotels, car rentals, and other selected categories
    • 1 point per dollar spent on all other purchases

    5) BankAmericard Credit Card

    • No annual fee
    • Free FICO score
    • 0% intro APR on purchases and balance transfers for purchases and for any balance transfers made within 60 days of opening your account, then it’s 15.24% to 25.24%.
    • No penalty APR
    • $0 Liability Guarantee

    6) Capital One VentureOne Rewards Credit Card

    • $0 intro annual fee, then it’s $95 after that
    • Earn 50,000 miles after spending $3,000 on purchases within the first 3 months
    • 2 points per $1 spent on every purchase
    • No foreign transaction fees
    • 17.99-25.24% variable APR

    7) Capital One QuickSilver Cash Rewards Card

    • No annual fee
    • 1.5% cash back on all purchases
    • Enjoy a $150 cash bonus after spending at least $500 on purchases within the first 3 months
    • 0% intro APR on purchases and balance transfers for 15 months, then it’s 16.24-26.24%
    • No foreign transaction fees
    • Extended warranty
    • Travel accident insurance
    • Auto rental collision damage waiver

    8) PenFed Promise Visa Card

    • No penalty APR
    • 4.99% intro APR for 12 months, then it’s 11.99-17.99%, based on your creditworthiness
    • Earn a $100 statement credit after spending at least $1,500 within the first three months
    • No cash advance fees
    • No balance transfer fees

    9) Discover it Balance Transfer

    • No annual fee
    • 0% intro APR on purchases for 6 months; 0% intro APR on balance transfers for 18 months – then it’s 14.24-25.24%
    • No foreign transaction fees
    • 5% cash back in certain bonus categories
    • 1% cash back on all other purchases

    10) American Express Cash Magnet Card

    • Earn a $200 bonus after spending at least $1,000 in purchases within the first 3 months
    • No annual fee
    • 0% intro APR on purchases and balance transfers for 15 months, then it’s 15.24-26.24%
    • 1.5% unlimted cash back on purchases
    • Accepted at over 1.5 million more places in the US.

    Advertorial Disclosure: The content of this post, which was created by our Ad Services team, has not been reviewed, approved, or endorsed by any party mentioned herein.

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