With banks constantly trying to outdo each other by offering better credit card rewards and perks, it is important to do some research before settling on a single option. In this guide, we will look at some of the top options on the market today, including those from Chase, Citi, Wells Fargo, and more! Best […]
Category: Credit Cards
How to Apply for a Credit Card
If you’re new to credit cards, applying for the first time can seem overwhelming, but it is not. However, there are a few things you need to know before applying in order to increase the probability of getting approved. For example, you should not try to apply for many cards at once, or it will […]
What You Should Do When You Max Out Your Credit Cards
Maxing out a credit card can be an extremely frustrating and stressful situation for anyone. It’s a situation that can make most people feel highly uncertain as well. Maxing out a credit card, in a nutshell, involves getting to your specific credit limit. It can be problematic due to the fact that it often calls […]
7 Best Credit Cards for Bad Credit of 2021
Do you have bad credit? You can still get a credit card even in that situation, and it can potentially help to improve your score. However, it’s essential to use it responsibly, paying in full, on time. Here are the seven best credit cards for bad credit of 2021: 1) The OpenSky Secured Visa Credit […]
5 Things You Should Never do With a Credit Card
Credit cards can be great financial tools when they are used correctly. They offer a variety of different perks, from providing you with free bonuses and rewards when making purchases to helping you increase your credit score. However, there are things you should never do with a credit card. Mismanaging your finances with credit cards […]
Upgrade Card Review – Is it legit?
Upgrade offers a very innovative view when it comes to credit cards and personal loans while offering customer-friendly service and fewer fees and interest. Keep reading to read our full Upgrade review. What bank is Upgrade? Upgrade doesn’t define themselves as a bank, but an online lending platform. However, it has partnerships with Cross River […]
7 Signs It Is Time to Look For a New Credit Card
Credit cards can be great or even really bad for your financial life. And what seemed like a good choice in the past, might not be now. Choosing or changing your current card for a new one can make a big difference for you. Here are seven signs it is time to look for a […]
5 Credit Card Habits You Should Break in 2020
Credit cards are great – you can take advantage of benefits like travel points, free airport lounge access, cash back, and much more. However, if you use them wrong, you might end up ruining your credit score, or end up in a massive pile of debt. Here are five credit card habits you should break […]
8 Must-Know Credit Card Tips for Traveling Abroad
Traveling can become really expensive if you’re not prepared for it. There are many things you should take into consideration, such as foreign transaction fees and safety. Credit cards are essential travel items you should have. However, you don’t want to be left with a huge bill or without a single penny if your card […]
5 Best Credit Cards for Holiday Shopping
Christmas is on its way, and December is usually when people shop for presents. If you haven’t bought your gifts yet, you can take advantage of credit cards that will help you save some money and earn rewards. However, be careful not to overspend and end up in a pile of debt. Do a bit […]
Top Credit Cards for Bad Credit of December 2019
If your FICO Score is anywhere between 300 to 560, it means you have bad credit. As a consequence, it will be a lot harder for you to find a loan or a credit card. Thankfully, there are some options in the market with easy approval. Most of them will also help rebuild your credit […]
The 7 Best Credit Cards of 2019
The best way to choose a credit card for you is by finding the one that meets your needs and budget while also offering the most rewards and benefits. We’ve reviewed the best credit cards of 2019 and made a list of the best ones. Check out below. 1) Capital One Quicksilver Cash Rewards Credit […]
The 7 Best Credit Cards for Gas Rewards (November 2019)
Do you spend a lot of time in your car? If so, you probably spend a lot of money on gasoline purchases. Therefore, you can benefit a lot from gas credit cards. You’ll get things like more cash back rewards (usually 3% or more) and bonuses. Here are the seven best credit cards for gas […]
Top Credit Cards for Large Purchases
Did you spend months researching a large purchase like a new smartphone, laptop, or TV? Or maybe even a travel package to enjoy the holidays with your family? Using the right credit card to buy your product can mean potentially saving money, because of the cash bonuses and earning benefits like travel insurance, purchase protection, […]
7 Best Credit Cards for Beginners
Are you new to credit and struggling to get a credit card? It might be hard to get one if you don’t have a good score. Therefore, it’s essential to choose the right cards with a higher chance of approval. With proper financial habits, like paying your bills in full and on time, you’ll increase […]
7 Best Credit Cards for Black Friday 2019
The holidays are just around the corner, so you probably won’t want to miss the deals on Black Friday. This day is a big opportunity for you to save a lot of money, and if you use the right credit card to pay for your purchases, you can save even more. There are also other […]
6 Best Balance Transfer Credit Cards (October 2019)
If you’re struggling with high-interest debt, you might benefit from using a balance transfer credit card. They come with an extended 0% APR promotional period, which will make you save money and time. Here’s our selection of the best cards of October 2019: BankAmericard Credit Card 0% intro APR for purchases and balance transfers for […]
Best Credit Cards for Building Credit (October 2019)
Whether you’re new to credit or are trying to re-establish it, credit cards are great to have in your possession. If used responsibly, you can boost your score. You may also be granted a higher credit limit or an upgrade to a rewards card. Bear in mind that you’ll probably need to provide a security […]
Best Credit Cards for Students (October 2019)
If you’re a college student, it’s important to start building your credit early on. And a good and easy way is by getting the right credit card. Having an excellent credit report will make a great difference in your adult life. It will get you better interest rates when you decide to finance a car […]
Best Secured Credit Cards of 2019
Are you looking for a quick way to fix your credit score? The best way to do that is by getting a credit card. However, that’s not easily done if you have bad credit. That is where a secured credit card comes in. The difference between a standard credit card and a secured one is […]
The Best No-Annual Fee Credit Cards (September 2019)
Did you know you can receive cash back rewards and points even without paying an annual fee? These credit cards are an excellent option for someone who is looking for a good cost-benefit and still wants to enjoy the advantages of owning a card. We’ve selected the best no-annual fee credit cards for September 2019. […]
The 7 Best 0% Intro APR Credit Cards (September 2019)
Are you planning on making a new large purchase? A standard credit card will charge you fees if you leave a balance on them, but a 0% APR card will help you save money and give you more time to pay it. This means you won’t pay interest on purchases – and sometimes balance transfers […]
The 7 Best Credit Cards Sign-Up Bonus Offers (August 2019)
Are you looking for a new credit card to take advantage of its points and miles? You should look for credit cards that offer new clients sign-up bonus points since it’s the quickest way to get them. You can trade these points for airline tickets, products or services, or even cash. 1) Chase Sapphire Preferred […]
The 7 Best Travel Rewards Credit Cards (August 2019)
Did you know that you can travel less expensively with the help of great travel rewards credit cards? With them, you can purchase products and services overseas and not pay foreign transaction fees. These fantastic cards also offer other travel perks such as travel insurance, big sign-up bonuses, and cash rewards. We’ve selected the best […]
The Best Credit Cards for Bad Credit of 2019
If you are struggling to find a credit card, it’s probably because you have applied for the wrong ones. There are special credit cards in the market aimed at people with poor or no credit. They usually have fast approval and will help you rebuild your credit score if you use them responsibly. You can […]
7 Best No Annual Fee Credit Cards of July 2019
Did you know that you can take advantage of all the rewards and bonuses of credit cards without paying an annual fee? Enjoy cashback on your purchases, zero foreign transaction fees, 0% intro APR periods, and much more. Here are the seven best no annual fee credit cards of July 2019: 1) Bank of America […]
Best Credit Cards With Low Minimum Spend Requirements
You don’t need to spend a lot of money to enjoy the greatest perks and benefits that credit cards can offer you. Some card issuers provide awesome advantages with low minimum spending requirements. We’ve selected the best suggestions for you. Check it out: Chase Freedom Earn a $150 bonus after spending at least $500 in […]
The 6 Best Credit Cards for July 2019
Maximize your points, cashback rewards, and save lots of money by choosing the best credit cards in the market. Our experts created a guide with great credit cards for July 2019. Check them out here: 1) Wells Fargo Propel American Express Card 30,000 bonus points when you spend 3,000 in purchases for the first 90 days […]
7 Best Credit Card Sign-Up Bonus Offers (June 2019)
Did you know that many credit card issuers that offer great sign-up bonuses? We made a list of the best offers for June 2019 for you not to miss on these awesome deals. 1) Bank of America Cash Rewards Earn a $200 online cash bonus after spending at least $1,000 in purchases within the first […]
10 Best Low Interest Credit Cards (May 2019)
There are many credit card options in the market, with a wide variety of benefits and charges. Some issuers offer great 0% intro APR periods, low rates, and additional benefits, while others may charge a high APR rate – which can reach 30% or more. This is why it is essential to research before applying for […]
6 Things You Should Consider When Choosing a Credit Card
If you are considering getting a new credit card, you will probably get lost with card offers and deals in an abundance. Sure, credit cards are fantastic, but as Uncle Ben once told Spider-Man, “With great power comes great responsibility.” You should always do prior research before getting a card and never apply to too […]
5 Best Credit Cards For Military 2019
Did you know that as a military member, you and your family can benefit from many exclusive perks, such as cash back rewards, zero foreign transaction fees, and lower APR rates? We created a list of the best credit cards for military members in 2019. Check it out here: 1) PenFed Platinum Rewards Visa Signature […]
7 Best Credit Cards for Everyday Use (May 2019)
It is a known fact that there is no such thing as a perfect credit card. It will all depend on your spending habits, daily use, and needs. To find the best one for you, you need to see where you spend most of your money, for example, if you travel a lot, you need […]
6 Best Contactless Credit Cards
Do you know what contactless credit cards are? They are already common in many countries like Canada, Australia, and the UK. Instead of swiping and signing, you just tap your card to a terminal to purchase something. It is quicker, simpler and easier. This technology is still being implemented in the US, but fortunately, some […]
7 Best Credit Cards for Bad Credit (May 2019)
Did you know that you can get a credit card even with bad credit? You will probably not get the best rewards or APR rates, and they will require a security deposit, but these cards are excellent tools to rebuild your score if you use them responsibly. Here are the seven best credit cards for […]
The 12 Best Travel Credit Cards of 2019
If you are an avid traveler, you know that traveling can get costly. You will need a great travel credit card if you want to save some money and avoid paying unnecessary fees. A good card will often offer the following: high rewards rates, great sign-up bonuses, cash back, no foreign transaction fees, and perks […]
The Best Cash Back Credit Cards of 2019
Did you know that you can earn part of your money back on every purchase you make with your credit card? This is possible because some card companies offer fantastic cash back rewards along with other amazing bonuses. That means you can get anywhere from 1% up to 5% back. These rewards can add up, […]
7 Best Credit Card Offers For April 2019
Which is the best credit card? Actually, there is no right answer to this question because it depends on your spending habits, needs, and lifestyle. We made a list of our top picks for you to choose the best card. Enjoy the best rewards, bonuses, and perks. Here are the ten best credit card offers […]
7 Best Small Business Credit Cards (February 2019)
Do you own or are you planning to build a new company? You should probably consider getting a business credit card. These cards will help you save money on business purchases, along with many other perks such as cash back and sign-up bonuses. Here are the seven best small business credit cards for February 2019: […]
10 Best 0% Interest Credit Cards (February 2019)
It is safe to say that no one likes paying interest fees. Therefore, getting these cards will help you save some bucks, earn some points and manage your debt. We made a list with the best zero interest credit card offers of February 2019: 1) Citi Simplicity Card No annual fee 0% intro APR on […]
7 Best Credit Cards for Everyday Spending (January 2019)
Do you want a credit card that fits your everyday needs? You may want to consider getting a card that offers the most rewards for your daily use. We have elected the best options for you to make the best choice: 1) Blue Cash Preferred 6% cash back at US supermarkets 3% cash back at […]
6 Best Secured Credit Cards (January 2019)
Do you want to improve your bad credit? Secured credit cards are a great option for you. To get a secured card, you usually have to give a minimum deposit, which will be used as collateral. Here are the six best secured credit card offers for January 2019: 1) Discover it Secured No annual fee […]
7 Best Balance Transfer Credit Cards (January 2019)
Do you want to save some dollars on your existing credit card debt? Balance transfer cards have interest-free periods that will not only help you save money but will also make you pay everything down faster. We made a list of the seven best options for a variety of needs: 1) Wells Fargo Platinum Visa […]
Best Credit Cards for Bad Credit (January 2019)
Having a credit card is essential if you want your life to be more convenient. You can buy things without any hassle, and it is safer than a debit card or cash. It is also the simplest and fastest way to build or fix a credit score. Are you searching for a card, but you […]
7 Best Low-Interest Credit Cards – December 2018
If you don’t do your research, you might end up with a high-interest credit card. Low-interest credit cards offer certain flexibility and will also make you save some bucks at the end of each year. They also provide extra benefits such as cash back and bonus points. Here are the seven best low-interest credit cards […]
5 Reasons Why You Should Get The Chase Sapphire Preferred
Chase Sapphire Preferred Credit Card has been elected many times over as one of the best flexible travel credit cards. This card has so many advantages, such as a big sign up bonus and lots of redeeming options – it’s no wonder it gets so much hype! Here are five reasons why you should get […]
6 Best Travel Credit Cards For December 2018
Benefit from the best travel credit cards without paying expensive fees while also earning points, discounts and other amazing perks. Here is our selection of the best cards for December 2018: 1) Capital One Venture Rewards Credit Card Earn 75k bonus points after spending at least $5,000 on purchases within the first 3 months $0 […]
6 Best Credit Cards for December 2018
With the holidays and shopping season approaching, it’s essential to have the best credit cards in your hands. We made a list of the best credit cards for December for you to receive the best rewards – such as bonus points and cash back. 1. Chase Sapphire Reserve 50,000 bonus points after spending at least […]
5 Best 4% Cash Back Credit Cards
Who wouldn’t love to be rewarded for purchasing things with their credit card? We made a list of the best cards that offer 4% or more cash back for you to make the most out of it and save some money. Amazon Prime Rewards Visa Signature Card 5% cash back at Amazon.com and Whole Foods […]
7 Best Credit Cards For Bad Credit (November 2018)
It can be tough to get a card if you have a low score, but it’s certainly not an impossible task. You can choose between secured and unsecured, which means they may or may not require a deposit. These credit cards will help to build or rebuild your score and they can even increase your […]