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    9 Best Secured Credit Cards of 2018 [Updated]

    Secured credit cards are excellent options for people with limited or bad credit. It is easier to get accepted, since you need to provide a security deposit, and they help to improve your credit score.

    Check out our best options

    Harley-Davidson Visa Secured Card

    • $No annual fee
    • Earn 1 point for every $1 spent
    • Fraud protection
    • H-D™ Visa Free Ride Sweepstake
    • Credit line equal to the security deposit

    Discover It Secured

    • No annual fee
    • Double cash back you’ve earned at the end of your first year
    • 2% cash back at restaurants and gas
    • 1% cash back on other purchases

    Aeromexico Visa Secured Card

    • 1 mile per $1 dollar spent on purchases
    • Double miles on gas and purchases
    • Complimentary baggage
    • Zero fraud liability
    • $29 annual fee

    Capital One Secured Mastercard

    • $29 annual fee
    • No foreign transaction fees
    • Limited/bad credit accepted
    • It helps to build credit

    Wells Fargo Secured Card

    • $25 annual fee
    • It helps to build credit
    • Also available for temporary residents
    • 3% foreign transaction fees

    LifeMiles Visa Secured Card

    • $0 annual fee for the first year, then it’s $25
    • Earn 1 point per 1 dollar spent
    • Bad/limited credit accepted
    • Earn interest on your security deposit

    LANPASS Visa Secured Card

    • $0 annual fee for the first year, then it’s $45
    • Earn 1 point per 1 dollar spent
    • 15,000 Bonus Miles with your first card use
    • Receive a 10% discount on LAN or OneWorld partner purchases

    OpenSky® Secured Visa® Credit Card

    • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
    • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
    • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
    • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
    • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
    • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
    • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

    First National Bank Secured Visa

    • Security deposit of from $300 to $5,000
    • You may qualify to receive your deposit back after 11 months
    • Free FICO score each month
    • No annual fee
    Advertorial Disclosure: The content of this post, which was created by our Ad Services team, has not been reviewed, approved, or endorsed by any party mentioned herein.

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