Best Credit Cards for Bad Credit (January 2019)

credit card bad credit

Having a credit card is essential if you want your life to be more convenient. You can buy things without any hassle, and it is safer than a debit card or cash. It is also the simplest and fastest way to build or fix a credit score. Are you searching for a card, but you have poor credit?

Here is our selection of the best credit cards for bad credit:

Credit One Bank Visa Credit Card

  • Applying won’t hurt your credit score
  • This card helps to rebuild credit – reports monthly to all credit bureaus
  • $0 Fraud Liability
  • Possibility for a credit line increase
  • 1% cash back on eligible purchases

Discover it Secured

  • No annual fee
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases, each quarter; and 1% cash back on all other purchases
  • This card helps to rebuild credit – reports to all credit bureaus
  • Cashback Match – Discover will match all the cash back you’ve earned at the end of your first year as a cardholder.
  • No foreign transaction fees
  • Free credit score
  • Price protection

OpenSky® Secured Visa® Credit Card

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card

Capital One Secured Mastercard

  • No annual fee
  • This card helps to rebuild credit – reports to all credit bureaus
  • Get access to a higher credit line after five months
  • Make a $49, $99, or $200 security deposit – determined based on your creditworthiness

Milestone Gold Mastercard

  • $75 annual fee for the first year, then it’s $99
  • Applying won’t affect your credit score
  • This card will help to rebuild credit – reports to all credit bureaus
  • 24/7 access to account and bill pay
  • Enjoy all Mastercard’s Gold benefits

Advertorial Disclosure: The content of this post, which was created by our Ad Services team, has not been reviewed, approved, or endorsed by any party mentioned herein.


Please enter your comment!
Please enter your name here