5 Best 4% Cash Back Credit Cards


Who wouldn’t love to be rewarded for purchasing things with their credit card? We made a list of the best cards that offer 4% or more cash back for you to make the most out of it and save some money.

Amazon Prime Rewards Visa Signature Card

  • 5% cash back at Amazon.com and Whole Foods Market
  • 2% cash back at restaurants, gas stations, and drugstores
  • 1% cash back on all other purchases
  • No foreign transaction fees
  • Travel and emergency assistance
  • Lost luggage reimbursement
  • Travel accident insurance
  • Redeem for million of items at Amazon.com

Uber Credit Card

  • 4% cash back at restaurants, takeout, bars and UberEats
  • 3% cash back on hotel and airfare
  • 2% cash back for online purchases
  • 1% cash back on everything else
  • No foreign transaction fees
  • $100 cash back after spending at least $500 on purchases within the first 3 months

Target REDcard

  • 5% off everyday at Target and Target.com
  • Free 2 day shipping
  • Extended returns for 30 extra days
  • No annual fee
  • Online management

Blue Cash Preferred Card

  • 6% cash back at US supermarkets
  • 3% cash back at US gas stations
  • 1% cash back on other purchases
  • 0% intro APR on purchases and balance transfers for 12 months
  • Get a decision in as little as 30 seconds
  • Car rental loss and damage insurance
  • Travel accident insurance
  • Earn $250 back after spending at least $1,000 in purchases within the first three months

USAA Cashback Rewards Plus American Express Card

  • 5% cash back on gas and military-base purchases
  • 2% cash back on groceries
  • 1% cash back on other purchases
  • No annual fee
  • Redeem any amount, any time

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