Unfortunately, there are limited credit card options for those people who have bad credit scores.
Some companies, however, offer credit cards for them, and if used responsibly, it can even help to build credit.
Capital One Secured Mastercard
This card doesn’t have an annual fee, and it can help build your credit score, if used responsibly. After making a security deposit, you’ll get a $200 credit. This credit can be increased after 5 months. You can manage your account by phone or using the mobile application.
Credit One Bank Platinum Visa
One major benefit of this card is that you get 1% cash back on purchases. With this card you don’t need to worry, you can see if you pre-qualify without affecting your credit score. Another benefit is that you can raise your credit score, and you can ask for a credit line increase. For a fee you can ask for credit line increases. You can manage your account everywhere with the mobile app.
There’s a free fraud liability protection from unauthorized charges, and you can choose your payment due date.
OpenSky® Secured Visa® Credit Card
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
Aeromexico Visa Secured Mastercard
- Double Miles on Gas & Groceries
- Bad credit accepted
- One Mile per $1 spent on eligible net purchases
- 3,500 First Use Bonus Miles plus Complimentary Companion Certificate5
- $99 Companion Certificate with renewal6
- Complimentary Baggage
Indigo Platinum Mastercard
- Applying won’t affect your credit score
- Fast and easy decision
- Customized card design
- Reports to all three major bureaus, providing the opportunity to raise your credit score
SKYPASS Visa Secured Card
- It can help to build your credit history
- 1 mile per $1 spent
- 2000 bonus miles after renewing your card
- No foreign transaction fees
- No pre-set spending limit
Milestone Credit Card
- Free card customization
- Reports to all three major bureaus, providing the opportunity to raise your credit score
- Fast and easy application
- Application won’t hurt your credit score
- Zero Liability
