7 Best Credit Cards for Everyday Use (May 2019)

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everyday credit card

It is a known fact that there is no such thing as a perfect credit card. It will all depend on your spending habits, daily use, and needs. To find the best one for you, you need to see  where you spend most of your money, for example, if you travel a lot, you need a card that doesn’t charge foreign transaction fees, and offers the most points on travel purchases, or if you dine out a lot, you should choose a card that offers the most cash back on these purchases.

Here are the seven best credit cards for everyday use:

1) Chase Freedom Unlimited

  • Earn 3% cash back on all purchases in your first year (up to $20,000 spent, after that you will earn 1.5%)
  • No annual fee
  • Cash back rewards never expire (as long as your account is open)
  • 0% intro APR on purchases and balance transfers for 15 months
  • Purchase protection
  • Extended warranty

2) Capital One Venture Rewards Credit Card

  • $0 intro annual fee, then it is $95
  • Earn 2 miles per $1 spent on all purchases
  • Enjoy 50,000 bonus points after spending at least $3,000 on purchases within the first 3 months
  • No foreign transaction fees
  • Extended warranty
  • Auto rental collision damage waiver
  • Travel accident insurance

3) Amex Everyday Preferred Credit Card

  • Earn 15,000 points after spending at least $1,000 within your first 3 months
  • 0% intro APR on purchases and balance transfers for 12 months
  • Get 3 points per $1 spent at US supermarkets; 2 points per $1 spent at US gas stations
  • 1 point per $1 spent on all other purchases
  • Earn 50% extra points (terms apply)
  • $95 annual fee

4) Blue Cash Everyday from American Express

  • No annual fee
  • 0% intro APR on purchases and balance transfers for 15 months
  • Earn a $200 bonus after spending at least $1,000 in purchases within the first 3 months
  • Car rental loss and damage insurance
  • Travel accident insurance
  • Purchase protection

5) Citi Double Cash Card

  • Earn cash back TWICE – 1% on purchases, 1% as you pay
  • No annual fee
  • 0% intro APR on balance transfers for 18 months
  • Credit card late fee pass – get a pass on your first late fee
  • No caps or category restrictions

6) Bank of America Premium Rewards Card

  • Get 50,000 bonus points after spending at least $3,000 on purchases within the first 90 days
  • No foreign transaction fees
  • 2 points per $1 spent on travel purchases
  • 2 points per $1 spent on dining purchases
  • 1.5 points per $1 spent on all other purchases
  • Free credit score check
  • Get up to $200 in travel statement credit rewards

7) Discover it Miles

  • Earn 1.5% cash back on all purchases
  • No blackout dates
  • Discover will match the miles you’ve earned at the end of your first year
  • No annual fee
  • Your miles never expire
  • $0 fraud liability
  • No foreign transaction fees

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