One of the best credit card perks for travelers is complimentary travel insurance. There are many kinds, such as travel accident insurance, flight delay coverage, and trip cancellation insurance.

There are some excellent credit cards that offer this benefit at no additional cost to you.

See our best picks:

Citi ThankYou Premier

• $0 intro annual fee, then it’s $95
• 1 point per dollar spent on purchases
• 30,000 bonus points after making $3,000 in purchases
• Points don’t expire
• Travel accident insurance
• Lost luggage insurance
• Flight delay coverage
• Car rental coverage

Capital One Venture Rewards Credit Card

• 50,000 sign up bonus after spending $3,000 on purchases within the first 3 months
• 2 miles per $1 dollar spent
• No foreign transaction fees
• 0% intro annual fee, then it’s $95
• Travel when you want with no blackout dates
• Miles don’t expire
• Auto rental collision damage waiver
• Travel Accident Insurance – Receive coverage for common carrier
  accidental death or dismemberment
• Lost Luggage Reimbursement up to $3,000

Chase Sapphire Preferred Card

• 50,000 sign up bonus after spending $4,000 on purchases
• No foreign transaction fees
• Miles don’t expire
• 0% annual fee for the first year, then it’s $95
• APR:  17.24% – 24.24% Variable APR
• 1 point $1 dollar spent on purchases
• Trip Interruption/Cancellation – up to $10,000/trip and covers personal illness of you, your traveling companion or immediate family that may not be traveling with you
• Travel Accident Insurance of up to $500,000/person
• Trip Delay Reimbursement – up to $500 if you’re delayed for 12+ hours or overnight

Citi Prestige Card

• Trip Interruption/Cancellation
• Trip Delay Protection
• Baggage Delay Protection
• Lost Baggage Protection
• Travel Accident Insurance

 Barclaycard Arrival Plus World Elite

• Trip Interruption/Cancellation
• Trip Delay Protection
• Baggage Delay Protection
• Travel Accident Insurance
• 2.1% Rewards Rate
• 40,000 bonus points after spending $3,000 within 3 months
• No foreign transaction fees
• $0 Intro annual fee, then it’s $89

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