Rare Earths is one big sector in the economy that has been increasing in demand and therefore has gained a lot of attention over the globe in the last few years. The reason for this growth is because these elements are crucial for the production of various high-tech products, military aircraft, and gadgets. You can […]
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How Do Dividends Work?
If you’ve just started learning about investments and the stock market, there’s a good chance you’ve heard about dividends at least once in your life. It’s one of the most sought-after passive income streams. But do you know how they work or if they’re worth it? Keep reading to learn more: What are dividends? When […]
Top Reasons People Stay in Debt
Once you get into debt, staying in debt is actually quite easy if you’re not careful. Debt can cause a lot of anxiety, and prevent you from building wealth in the near future. Here are the top reasons people stay in debt: Reasons for Debt Gambling, so many different forms, including slot machines, racing, and […]
Top Money Mistakes Made By Low-Income Earners
Not managing your money well could cause you a lot of anxiety and financial hardship. Staying on top of your finances is even more crucial if you’re a low-income earner, since you don’t have a lot of wiggle room for your spending. Here are the top money mistakes made by low-income earners: Living Paycheck to […]
How to Pay Debt Off Faster
You’re not alone – a lot of people struggle with debt. In fact, research shows that around 80% of Americans have some type of debt. If you’re tired of being in debt and want to pay it off faster, you’ll need to come up with a strategy and change your spending habits profoundly. The first […]
6 Best Balance Transfer Credit Cards (November 2019)
Do you have a lot of debt and want to pay it off? A credit card with 0% intro APR could be a great solution for you. With them, you can transfer your balance from a high-interest card to another credit card that comes with the promotional period without paying a lot of money on […]
7 Best Travel Credit Cards (October 2019)
If you’re a frequent traveler, you’ll definitely get the best value for your money with a travel credit card. Most of them come with no foreign transaction fees, free insurance, and a great rewards program. Check out our selection of the best travel credit cards for October 2019: 1) Chase Sapphire Preferred Earn 60,000 bonus […]
5 Best Small Business Loans of 2018
Do you want to borrow money for your small business? It’s becoming increasingly harder to get approved by a bank. Thankfully, there are many options available in the market with fewer interest rates. 1) Rapid Advance Rapid Advance is a Maryland-based company and has been in business since 2005. They’re a good choice because they […]
7 Best Credit Card Bonuses With No Minimum Purchase
One of the best things about getting a credit card is their attractive sign-up bonuses. However, it’s not always easy to meet the minimum credit card spend within the selected time period. We’ve selected the best credit cards with no minimum purchase. 1- Avianca Vuela Visa Card – 40,000/60,000 miles after your first purchase – Unlimited […]
How to Choose a Secured Credit Card
Not having a credit card can make your life difficult because some businesses – like airlines and car rental places, for example – only accept credit cards. It could be even worse if you have a bad credit score. Fortunately, there is an option for those people – a secured credit card. What is a […]
Best Unsecured Cards For Bad Credit
Do you have bad credit and can’t find a credit card? We’ve selected some credit card offers that don’t require a security deposit and they can also help to build your credit score. Indigo Unsecured Mastercard Poor/bad credit accepted Prior bankruptcy accepted Choose your card design for free Accepted nationwide It helps to build credit […]
4 Best Credit Cards With No Late Fees
Missing a credit card payment can surely become really expensive, and in some cases it can cost up to 35 dollars. In case you don’t want to pay such fees, you should get a card that doesn’t charge such penalties. Keep in mind, however, that it’s not good to miss payments because that could affect […]
Credit Cards For Free Airport Lounge Access
Long-haul flights can be really exhausting. So why not enjoy free airport lounge access? This way you can relax, eat some good food and get some drinks between your travels. Compare and choose the best travel card with free airport lounge access: Chase Sapphire Reserve Access to more than 1,000 lounges in 500 cities across the […]
7 Best Cash Back Credit Cards of 2018
Cash back credit cards can help you save some money. The normal cash back rate is 1% but some credit cards offer a higher percentage on certain purchases. Compare and choose which one fits best for you. Chase Freedom 5% cash back on up to $1500 in bonus categories that you activate 1% cash back […]
5 Best Credit Cards with Free Travel Insurance [Updated]
One of the best credit card perks for travelers is complimentary travel insurance. There are many kinds, such as travel accident insurance, flight delay coverage, and trip cancellation insurance. There are some excellent credit cards that offer this benefit at no additional cost to you. See our best picks: Citi ThankYou Premier $0 intro annual […]
5 Best Hotel Credit Cards of 2018
Frequent travellers can benefit a lot from hotel credit cards. They can help you earn great rewards like free stays in hotels around the world, bonus points, among other perks. Have a look at our top picks: Marriott Rewards Premier Credit Card 1 free night stay in a hotel each year after your account anniversary […]
5 Best Auto Loans for Bad Credit in 2018
Do you want to buy a vehicle but think that you can’t because of your bad credit? Fortunately, there are some great sites that offer auto loans and they can help you get your vehicle regardless of your credit score. Auto Credit Express (autocreditexpres.com) Auto Credit Express has a great network of dealer partners and […]
5 Best Online Personal Loans
Whether you want to consolidate your debt, cover unexpected expenses, buy a car or something else, an online personal loan can be the best choice for you. If you make the payments on time, a personal loan can also help to improve your credit history. AVANT AVANT is one of the biggest online companies that […]
7 Cards That Can Help to (Re)Build Credit
Rebuilding a credit score may seem hard and complicated at first, but it isn’t. Certain credit cards can help you to build credit if you pay the balance on time. Here are our best picks: 1- First Access Credit Card Easy and fast online application Reports monthly to all three major bureaus, providing the opportunity to […]
What is a Charge Card
The main difference between a regular credit card and a charge card is that you have to pay the balance in full. These types of cards don’t have interest fees and some don’t even have a preset credit limit. Unfortunately, you generally have to have an excellent credit score to be approved. Compare and choose […]
Most Popular Credit Cards for Excellent Credit
Those who have an excellent credit score also have the best options. Therefore, you should take advantage of the rewards, points, and lower interest rates, so that you can maximize your credit card potential. Here are some of the best credit card options: Chase Sapphire Preferred Card Earn 50,000 points after you spend $4,000 on […]
7 Best Credit Cards For Travel Rewards [Updated]
If you are a frequent traveller, you should know that there are many credit cards that offer excellent travel rewards. Some even offer first class flights and hotel suites. Just remember that they often require a good credit score rating and they may come with a higher interest rate. These are some of the best […]
A Quick Guide to Credit Card Rewards
Reward credit cards offer all sorts of benefits these days, such as cash back on all of your purchases, the chance to travel the world for pennies, and access to exclusive events. But sometimes these rewards can get complicated. And with so many different rewards cards out there, it can be difficult to know which […]
The Pros and Cons of Personal Loans
A new and a more flexible type of loan product is getting more and more popular. Personal loans, also know as unsecured loans, constitute a type of a loan given to an individual by a bank or lender. These loans are paid monthly and are generally easier to the budget. It is regarded to be […]
Mortgage Options in 2017
Conventional loans are considered a number one choice for large loan applicants as they are quite flexible and offer more perks as compared to other types of loan. They are also commonly referred to as conforming loans, mostly because they stick to the standards set by Fannie Mae and Freddie Mac. Conventional mortgage is a […]