Best Instant Approval Credit Cards of 2018

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instant approval credit cards

Do you need a card as soon as possible but don’t want to wait days to get a response on your application? If that’s the case, instant approval credit cards are the best option for you. With them, you’ll receive a quick decision – often within minutes – if you have been approved or not.

Here are the best instant approval credit cards of 2018:

Chase Sapphire Preferred Card

  • 50,000 bonus points after spending $4,000 within the first 3 months
  • Earn 2x points on travel and dining at restaurants
  • No annual fee for the first year, then it’s $95
  • 0% intro APR for 12 months for purchases and balance transfers

Capital One Savor Cash Rewards Credit Card

  • No foreign transaction fees
  • No annual fee for the first year, then it’s $95
  • $500 cash bonus after spending $3000 within the first 3 months
  • 4% cash back on dining and entertainment
  • 2% cash back at grocery stores
  • 1% cash back on other purchases

Capital One VentureOne Rewards Credit Card

  • No annual fee
  • 1.25 miles per $1 spent
  • Earn 20,000 bonus points after spending $1,000 within the first 3 months
  • No foreign transaction fees
  • 0% intro APR for 12 months

Ink Business Cash Credit Card

  • Earn $500 bonus cash back after spending $3,000 within the first 3 months
  • No annual fee
  • 0% intro APR for purchases and balance transfers
  • 1% cash back on all purchases
  • Employee cards at no additional cost

American Express Cash Magnet Card

  • Earn $200 back after spending $1,000 within the first 3 months
  • 0% intro APR on purchases and balance transfers for 15 months
  • No annual fee
  • 1.5% cash back on all purchases

Blue Cash Everyday from American Express

  • Earn $200 back after spending $1,000 within the first 3 months
  • 0% intro APR for 15 months on purchases and balance transfers
  • No annual fee
  • 1% cash back on all purchases
  • 3% cash back at US supermarkets
  • 2% cash back at US gas stations & select U.S. department stores

Capital One Secured Mastercard

  • No annual fee
  • Get a higher credit line after making your first 5 monthly payments on time
  • 24.99% variable APR
  • $49, $99 or $200 refundable deposit based on your creditworthiness

Total Visa Card

  • Reasonable monthly payments
  • Reports monthly to all three major credit bureaus, which helps to increase your credit score
  • Accepted by merchants throughout the USA and online
  • Checking account required

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