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    6 Best Secured Credit Cards (January 2019)

    Do you want to improve your bad credit? Secured credit cards are a great option for you. To get a secured card, you usually have to give a minimum deposit, which will be used as collateral.

    Here are the six best secured credit card offers for January 2019:

    1) Discover it Secured

    • No annual fee
    • Secured deposit of at least $200
    • Build your credit – it reports to all credit bureaus
    • 2% cash back at gas stations and restaurants
    • 1% cash back on everything else

    2) Wells Fargo Secured Credit Card

    • Build your credit – it reports to all credit bureaus
    • Secured deposit of at least $300
    • Upgrade to an unsecured card after responsible use
    • $25 annual fee

    3) Capital One Secured Mastercard

    • Bad credit accepted
    • No annual fee
    • Build your credit – it reports to all credit bureaus
    • Upgrade to a higher credit line after 5 months after responsible use
    • Security deposit of $49, $99, or $200

    4) Citi Secured Mastercard

    • No annual fee
    • Bad or no credit accepted
    • Purchase protection
    • Roadside Assistance Dispatch Service

    5) Affinity Secured Visa Credit Card

    • No annual fee
    • Minimum secured deposit of $250
    • $0 application fee
    • Low APR rate (12.60% variable APR)
    • Easy and quick application process

    6) US Bank Secured Visa Card

    • Bad credit accepted
    • $0 fraud liability
    • Auto rental insurance
    • $35 annual fee
    • Minimum security deposity of $300 up to $5,000

    Advertorial Disclosure: The content of this post, which was created by our Ad Services team, has not been reviewed, approved, or endorsed by any party mentioned herein.

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