10 Best 0% APR Credit Cards [Updated]

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credit card rewards

Many companies provide a 0% introductory period for new credit card holders. Getting these type of cards can be an excellent and useful choice for those people who need to pay a debt or looking to finance a large purchase. Don’t forget, though, that you have to make at least the minumum payment so that you don’t risk losing the offer.

These are some of our best picks:

HSBC Gold Mastercard Credit Card

  • 0% intro APR for 18 months
  • No penalty APR
  • No annual fee
  • No foreign transaction fees
  • No liability for unauthorized purchases

Chase Freedom Unlimited

  • No annual fee
  • 0% intro APR for 15 months
  • 5% cash back on every purchase
  • $150 bonus after spending $500 within the first 3 months

Discover it – Cashback Match

  • No annual fee
  • 0% intro APR for 14 months
  • 0% for balance transfers for 14 months
  • Cash rewards never expire

Bank of America Cash Rewards

  • No annual fee
  • 0% intro APR for 12 months
  • 0% for balance transfers for 60 days
  • $150 cash bonus after spending $500 within the first 3 months
  • 1% cash back on every purchase
  • Earn a 10% customer bonus every time you redeem your cash back into a Bank of America checking or savings account.

Capital One VentureOne Rewards

  • No annual fee
  • 0% APR on purchases for 12 months
  • 20,000 miles after spending $1,000 within 3 months
  • 25 miles per $1 dollar spent
  • No foreign transaction fees
  • Flexible rewards redemption

Citi Double Cash Card

  • 0% intro APR for 18 months
  • No annual fee
  • 1% cash back on every purchase plus 1% cash back as you pay for those purchases in full or over time
  • No liability for unauthorized purchases

Chase Freedom

  • No annual fee16.65%-26.49%
  • $150 bonus after spending $500 within the first 3 months
  • 0% intro APR for 15 months
  • 1% cash back on every purchase
  • No minimum to redeem for cash back

Wells Fargo Platinum Visa Card

  • No annual fee
  • Zero liability protection
  • 0% Intro APR for 15 months, then it’s 16.65%-26.49%
  • Free access to your FICO® Credit Score
  • 0% Balance Transfer Fee for 15 months

Citi ThankYou Preferred Card

  • No annual fee
  • 2x points on dining out and entertainment
  • 1x points on other purchases
  • 0% APR for 15 months
  • Points don’t expire

The Amex Everyday Credit Card

  • 10,000 bonus points after spending at least $1,000 within the first 3 months
  • 0% APR on purchases and balance transfers for 15 months
  • 2x points at US supermarkets
  • No annual fee

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