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    10 Best 0% APR Credit Cards [Updated]

    Many companies provide a 0% introductory period for new credit card holders. Getting these type of cards can be an excellent and useful choice for those people who need to pay a debt or looking to finance a large purchase. Don’t forget, though, that you have to make at least the minumum payment so that you don’t risk losing the offer.

    These are some of our best picks:

    HSBC Gold Mastercard Credit Card

    • 0% intro APR for 18 months
    • No penalty APR
    • No annual fee
    • No foreign transaction fees
    • No liability for unauthorized purchases

    Chase Freedom Unlimited

    • No annual fee
    • 0% intro APR for 15 months
    • 5% cash back on every purchase
    • $150 bonus after spending $500 within the first 3 months

    Discover it – Cashback Match

    • No annual fee
    • 0% intro APR for 14 months
    • 0% for balance transfers for 14 months
    • Cash rewards never expire

    Bank of America Cash Rewards

    • No annual fee
    • 0% intro APR for 12 months
    • 0% for balance transfers for 60 days
    • $150 cash bonus after spending $500 within the first 3 months
    • 1% cash back on every purchase
    • Earn a 10% customer bonus every time you redeem your cash back into a Bank of America checking or savings account.

    Capital One VentureOne Rewards

    • No annual fee
    • 0% APR on purchases for 12 months
    • 20,000 miles after spending $1,000 within 3 months
    • 25 miles per $1 dollar spent
    • No foreign transaction fees
    • Flexible rewards redemption

    Citi Double Cash Card

    • 0% intro APR for 18 months
    • No annual fee
    • 1% cash back on every purchase plus 1% cash back as you pay for those purchases in full or over time
    • No liability for unauthorized purchases

    Chase Freedom

    • No annual fee16.65%-26.49%
    • $150 bonus after spending $500 within the first 3 months
    • 0% intro APR for 15 months
    • 1% cash back on every purchase
    • No minimum to redeem for cash back

    Wells Fargo Platinum Visa Card

    • No annual fee
    • Zero liability protection
    • 0% Intro APR for 15 months, then it’s 16.65%-26.49%
    • Free access to your FICO® Credit Score
    • 0% Balance Transfer Fee for 15 months

    Citi ThankYou Preferred Card

    • No annual fee
    • 2x points on dining out and entertainment
    • 1x points on other purchases
    • 0% APR for 15 months
    • Points don’t expire

    The Amex Everyday Credit Card

    • 10,000 bonus points after spending at least $1,000 within the first 3 months
    • 0% APR on purchases and balance transfers for 15 months
    • 2x points at US supermarkets
    • No annual fee

    Advertorial Disclosure: The content in this post, which was created by our Ad Services team, has not been reviewed, approved, or endorsed by any party mentioned herein.

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