Many companies provide a 0% introductory period for new credit card holders. Getting these type of cards can be an excellent and useful choice for those people who need to pay a debt or looking to finance a large purchase. Don’t forget, though, that you have to make at least the minumum payment so that you don’t risk losing the offer.
These are some of our best picks:
HSBC Gold Mastercard Credit Card
- 0% intro APR for 18 months
- No penalty APR
- No annual fee
- No foreign transaction fees
- No liability for unauthorized purchases
Chase Freedom Unlimited
- No annual fee
- 0% intro APR for 15 months
- 5% cash back on every purchase
- $150 bonus after spending $500 within the first 3 months
Discover it – Cashback Match
- No annual fee
- 0% intro APR for 14 months
- 0% for balance transfers for 14 months
- Cash rewards never expire
Bank of America Cash Rewards
- No annual fee
- 0% intro APR for 12 months
- 0% for balance transfers for 60 days
- $150 cash bonus after spending $500 within the first 3 months
- 1% cash back on every purchase
- Earn a 10% customer bonus every time you redeem your cash back into a Bank of America checking or savings account.
Capital One VentureOne Rewards
- No annual fee
- 0% APR on purchases for 12 months
- 20,000 miles after spending $1,000 within 3 months
- 25 miles per $1 dollar spent
- No foreign transaction fees
- Flexible rewards redemption
Citi Double Cash Card
- 0% intro APR for 18 months
- No annual fee
- 1% cash back on every purchase plus 1% cash back as you pay for those purchases in full or over time
- No liability for unauthorized purchases
Chase Freedom
- No annual fee16.65%-26.49%
- $150 bonus after spending $500 within the first 3 months
- 0% intro APR for 15 months
- 1% cash back on every purchase
- No minimum to redeem for cash back
Wells Fargo Platinum Visa Card
- No annual fee
- Zero liability protection
- 0% Intro APR for 15 months, then it’s 16.65%-26.49%
- Free access to your FICO® Credit Score
- 0% Balance Transfer Fee for 15 months
Citi ThankYou Preferred Card
- No annual fee
- 2x points on dining out and entertainment
- 1x points on other purchases
- 0% APR for 15 months
- Points don’t expire
The Amex Everyday Credit Card
- 10,000 bonus points after spending at least $1,000 within the first 3 months
- 0% APR on purchases and balance transfers for 15 months
- 2x points at US supermarkets
- No annual fee
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